Real Estate Capital Markets AGENCY Loan Closing Associate

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.Job DescriptionAt Regions, the RRECM Loan Closing Execution Associate manages the closing and delivery of commercial real estate multifamily loans, primarily Fannie Mae and Freddie Mac, from application through post-closing. This role coordinates with internal teams and external partners to ensure compliance and timely execution, prepares and submits required documentation, and confirms accuracy for final loan delivery and servicing.Primary ResponsibilitiesManages the closing and delivery of commercial real estate multifamily loans, primarily Fannie Mae and Freddie Mac, from application through post-closingCoordinates all Agency transactions with outside counsel, internal teams, and borrower parties, including insurance review, compliance confirmation, and deal registration/submission to Fannie Mae and Freddie Mac systemsLeads weekly deal status calls with internal and external participants to ensure timely execution of deliverablesConfirms and certifies that all transaction requirements are satisfied prior to closing, including necessary approvals and documentationPrepares and submits lock confirmations and transaction-specific documentation for Fannie Mae and Freddie Mac approvalsExercises decision‑making authority over all rate‑locking transactions, by signing trade sheet and determining when to lock interest rates and initiating the processObtains and validates Fannie Mae’s official rate‑lock confirmation upon executionCoordinates insurance reviews with third-party consultants and resolves compliance issuesPrepares and submits waivers to Fannie Mae/Freddie Mac as requiredCompletes loan funding calculations and closing workbooks, including reconciliation of all closing figuresReviews draft loan documents for accuracy prior to closingPrepares and submits wire requests for loan funding and validates disbursement of fees per commitment termsCollaborates with outside counsel, title/escrow, and closing partners to ensure timely funding and closingExercises approval authority to authorize wire transfers for loan funding into escrow, ensuring accuracy and compliance prior to the release of fundsIssues final lender authorization to close and fund the transaction, confirming all conditions, documents, and requirements are satisfied before permitting settlementReviews final loan documents, authorizes corrections, and ensures accurate upload and delivery to agencies within required timelinesUploads final data and documents to agency websites and prepares closing files for deliveryConfirms loan information in systems and documents for servicing and boardingMakes the final determination that a loan meets all eligibility, compliance, and requirements, confirming it can be soldHolds final accountability for ensuring each loan meets all Fannie Mae and Freddie Mac eligibility and delivery requirements, directly enabling and safeguarding the agencies’ purchase of the loan—a critical step in secondary‑market executionEnsures compliance with all bank policies, procedures, and regulatory requirementsMay provide advice and guidance to less experienced associates as neededThis position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.This position is incentive eligible.RequirementsBachelor's degree in a related fieldSeven (7) years of real estate closing experienceSkills And CompetenciesAbility to research, analyze data, and derive factsAbility to work under pressure with strict deadlinesAdapts and works with a variety of situations, individuals, business leaders, and groupsGood communication skills both written and verbalStrong analytical skillsStrong attention to detailStrong organizational and time management skillsThis position will REQUIRE a minimum of 4 DAYS IN-OFFICE.Position TypeFull timeCompensation DetailsPay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.MinimumJob Range Target:$113,500.00 USDMedian$142,149.00 USDIncentive Pay PlansThis role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Benefits InformationRegions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer ProgramPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.https://www.regions.com/about-regions/welcome-portal/benefitsLocation DetailsAtlanta MidtownLocation:Atlanta, GeorgiaEqual Opportunity Employer/including Disabled/VeteransJob applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.