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Credit Analyst
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Full-time
- Credit Analyst Credit Analysis goes beyond crunching numbers and utilizing spreadsheets.
- This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit responsibilities.
- Credit Analyst Qualifications: Bachelor's degree in finance, accounting, or a related field 1+ years experience in a bank as a Credit or Financial Analyst preferred Credit Analyst Responsibilities: Analyze and risk rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by the Loan Officers.
- Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
- Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
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