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Credit Analyst
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Full-time
- Credit Analyst Credit Analysis is more than crunching numbers and utilizing spreadsheets.
- This is an opportunity to start your career in banking with the flexibility to move into lending or more complex credit responsibilities.
- Credit Analyst Qualifications: Bachelor's degree in finance, accounting, or a related field 1+ years experience in a bank as a Credit or Financial Analyst preferred Credit Analyst Responsibilities: Analyze and risk-rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by Loan Officers.
- Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
- Present loan files or credit lines not meeting the standards of the bank's loan policy and guidelines to the Credit Analyst Manager with an explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
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