Payment Systems Consultant :: REMOTE

Payment Systems Consultant - REMOTEContract Duration: 5 monthsDay-to-day Responsibilities:Collaborate closely with the Global Payment application to process payment transactions for ecommerce merchants.Manage billing and payment account information, enabling customers to store accounts for future use.Handle payment requests, manage retries for failed attempts, and generate nightly transaction logs for reconciliation and accounting.Support various payment methods, including Credit Cards, Wallets (Visa Checkout, PayPal), OMAS, and ACH for business customers.Required Skills:Strong understanding of the payment industry, including gateways, processors, and acquiring banks.In-depth knowledge of payment types: Credit Cards, ACH, PayPal, Digital Wallets (Visa SRC, Apple Pay), and alternative methods.Proficiency in payment processing workflows: authorization, capture, settlement, chargebacks, refunds, and disputes.Experience with subscription billing models or recurring payments.Familiarity with PCI DSS and GDPR regulations.Agile Methodology Expertise:Proficient in Agile frameworks like Scrum and Kanban.Expertise in backlog grooming, sprint planning, and defining acceptance criteria.Ability to translate business user stories into detailed technical stories and ensure alignment with development teams.Experience with Agile tools like VersionOne and ALM.Business Analysis and Communication:Strong ability to bridge business stakeholders and technical teams.Proven experience in eliciting requirements and conducting stakeholder workshops.Ability to create wireframes, process diagrams, and user flows.Problem-Solving and Decision-Making:Ability to troubleshoot payment processing issues and propose scalable solutions.Decision-making skills to prioritize features or technical debt.Technical Skills:Familiarity with high-volume and high-visibility payment systems.Hands-on experience with payment-related APIs (REST, SOAP, XML, JSON).Understanding of encryption and tokenization techniques.Exposure to payment orchestration platforms and tools.Knowledge of payment fraud detection and mitigation techniques.Experience with batch and real-time transaction processing systems.Required Experience Level:Minimum of 10-12 years' experience, preferably in technology or software development.Education:A degree from an accredited college/university in a relevant field is preferred.