Senior Accountant

CapCenter is a technology-driven mortgage lender headquartered in Richmond, Virginia. We originate purchase and refinance mortgages, sell loans into the secondary market, and operate with a small, high-leverage team — meaning every seat owns real outcomes, not slices of a bureaucracy. We are seeking a hands-on Senior Accountant who can run a clean close, keep the books in disciplined shape, and own the accounting craft.Role DescriptionThe Senior Accountant is the day-to-day owner of CapCenter's general ledger, monthly close, and reconciliations. The role is hands-on — preparing journal entries, reconciling accounts, closing the books, and supporting the external audit. The right person is comfortable owning the close end-to-end, opinionated about controls and documentation, and measured by clean books, tight reconciliations, and a quiet audit. Key ResponsibilitiesGeneral Ledger, Close, and ReconciliationsOwn the monthly, quarterly, and annual close calendar — journal entries, accruals, prepaids, deferred costs, intercompany, and standard recurring entriesPrepare and maintain balance sheet reconciliations for all material accounts, including cash, loans held for sale, derivative positions, MSR, accrued liabilities, and equityMaintain the chart of accounts, GL structure, and journal entry support so the books are auditable and decision-gradeProduce US GAAP financial statements (income statement, balance sheet, cash flow) as the closing output — clean, tied-out, and ready for finance to useDrive close cycle time down through standardization, documentation, and process improvement without sacrificing accuracyAudit and Statutory SupportOwn the workpaper binder for the external audit and any regulatory examinations — schedules, reconciliations, supporting documentation, and management responsesPartner with the external auditor on PBC requests, sample selections, and accounting position memosSupport statutory and regulatory reporting deliverables — warehouse lender financial reporting, agency reporting, and other compliance items that flow off the booksMaintain technical accounting documentation and memos for material judgments and policies under the Accounting Manager's directionControls, Systems, and ProcessesOwn day-to-day accounting controls — segregation of duties, journal entry review, reconciliation review, and exception handlingDocument accounting policies, procedures, and process narratives; keep them current as the business evolvesAdminister the accounting system (GL, AP, banking integrations) and partner with Technology on integrations, data flows, and automation opportunitiesIdentify and implement process improvements that increase accuracy, reduce manual effort, and improve audit-readinessQualificationsBachelor's degree in Accounting, Public accounting experience in audit or financial services preferred5+ years of progressive experience, including ownership of a full close cycle and external auditStrong US GAAP accounting skills, including the ability to research, write, and defend positionsExperience in mortgage banking, banking, or another regulated financial services environmentOwner's mindset, high standards, and the ability to run a function with limited supervisionPrior experience managing or mentoring at least one direct reportActive CPA strongly preferred