Credit Analyst

The Credit Analyst is designed as an entry-level developmental position for those seeking to build a career in community development finance, banking, or mission-based lending. This role provides hands-on training in credit analysis, underwriting fundamentals, and CDFI portfolio management.The Credit Analyst supports the evaluation and monitoring of loans across CU's diversified portfolio while developing strong analytical, financial modeling, and risk assessment skills. This position works closely with CU's Lending Team to ensure sound credit decisions that balance impact and risk. The workflow often includes processes and/or information that are related to confidential matters and requires absolute protection of information.This position also requires a high level of customer service and an ability to respectfully and professionally communicate with internal and external customers that may be in an agitated state.CU offers a range of benefits, including medical, dental, and vision insurance, a Health Savings Account with annual employer contributions, Flexible Spending Accounts, company-paid Short-Term & Long-Term Disability and Basic Life Insurance. An Employer 401k Match, paid holiday, vacation and sick time.This position is a hybrid role based out of Northwest Arkansas.Education/Certification RequirementsOption A - bachelor's degree in finance, Accounting, Economics, Business Administration, or a closely related field (completed within the past 1-3 years preferred).OROption B-associatedegree, technical training, or equivalent coursework in accounting, finance, or business;and2+yearsof relevant experience through internships, apprenticeships, banking support roles, bookkeeping, or financial services positions.Must maintain a valid driver's license, have reliable transportation, an acceptable driving record, and at least the state minimum personal liability auto insurance coverage.Must be authorized to work in the USA.Experience & SkillsSummary of Essential Job DutiesCredit Analysis & Underwriting SupportBorrower & Loan Officer SupportPortfolio MonitoringDocumentation & ComplianceOtherTools Used in JobProficient use of a computer, internet, smart phone (texting, email, photos, videos, social media, and calls), web-based databases for data-entry, Microsoft Office suite including Outlook, Word, Excel and PowerPoint are required. The use of additional software for project-related activities may be required, and training will be provided.Work EnvironmentThe work environment characteristics described above are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform essential job functions.EOECompensation details: 45000-48000 Yearly SalaryPI02a7ac48b900-29448-40080891PDN-a170dc89-181d-41dd-9917-52055c3fb49b