KYC Enhanced Due Diligence Specialist

Kyc Enhanced Due Diligence SpecialistThe Know Your Customer (KYC) Enhanced Due Diligence Specialist is a part of the Customer Risk & Due Diligence Unit of Centennial Bank and is responsible for ongoing review and risk mitigation of customers classified by policy as higher risk of exposure to ML/TF. This role is also tasked with making recommendations to KYC Management related to the appropriateness of a specific risk designation based on the outcome of the research, transaction analysis, and questionnaire/form completion for high-risk customers. Essential duties and responsibilities include maintaining continuous awareness of policy/procedure updates resulting from changing regulatory requirements, performing customer research and transaction analysis for new and existing customers found to pose a higher risk of exposure to ML/TF, providing input into the risk model feedback loop, evaluating system generated alerts, submitting referrals to the Alert Investigation Team, supporting KYC EDD Team participation in BETA opportunities, completing required BSA/AML training, and performing any other related duties as required or assigned. Qualifications include broad knowledge of fields such as accounting, marketing, business administration, finance, etc. Equivalent to a four-year college degree, plus three years related experience and/or training, or equivalent combination of education and experience. Preferred qualifications include a bachelor's degree focus in Criminal Justice, Banking Compliance/AML Specialized, Political Science, Mathematics, or Economics, experience working with customer risk rating models, and certifications such as Certified Know Your Customer Associate (CKYCA), Certified Anti-Money Laundering Specialist (CAMS), or other related certifications.