Chief Financial Officer

OverviewA financially strong, growth-oriented community bank in Western Ohio is conducting a confidential search for a Chief Financial Officer. This executive will serve as a key member of the senior leadership team and a strategic partner to the CEO and Board of Directors.The organization has deep roots in its local markets, a longstanding reputation for relationship banking, and a conservative yet forward-looking approach to balance sheet management and capital stewardship. The CFO will play a central role in guiding long-term financial strategy while maintaining disciplined risk management and regulatory excellence.This is an opportunity to shape enterprise-level financial direction within a respected independent banking institution committed to customer service, community engagement, and sustainable growth.The Chief Financial Officer will:Advise the CEO and Board on financial performance, capital strategy, and long-term planningProvide forward-looking insight to support profitable growth across retail and business banking linesEnsure the integrity, accuracy, and transparency of all financial reportingChair the Asset Liability Committee (ALCO) and oversee liquidity, interest rate risk, and capital adequacy strategySupport strategic initiatives including branch expansion, technology investment, and potential acquisition evaluationPrimary ResponsibilitiesStrategic Financial LeadershipDevelop and execute financial strategies aligned with the Bank's mission, vision, and community-centered philosophy. Provide clear interpretation of financial results and trends to executive leadership and the Board. Support enterprise decision-making through rigorous financial modeling and scenario analysis.Oversee budgeting, forecasting, and variance analysis. Conduct profitability analysis across branches, product lines, and business segments. Identify opportunities to enhance efficiency, manage cost structure, and optimize return on assets and equity.Accounting & Regulatory OversightEnsure compliance with GAAP, state and federal banking regulations, and internal policies. Direct accounting operations, financial reporting, call reports, audits, and regulatory examinations. Maintain strong internal controls to safeguard Bank assets and uphold regulatory standing.Asset/Liability & Capital ManagementLead ALCO and manage balance sheet strategy, liquidity positioning, investment portfolio oversight, and interest rate risk mitigation. Monitor capital adequacy, loan loss reserves, and long-term capital planning.Operational & Systems ExcellenceEvaluate and enhance financial systems, reporting tools, and automation efforts to improve efficiency and data transparency. Partner with IT and operational leadership to strengthen analytics and reporting capabilities.Leadership & TalentLead, mentor, and develop a high-performing finance and accounting team. Foster a culture of accountability, collaboration, and continuous improvement. Maintain effective relationships with regulators, auditors, and external financial partners.QualificationsBachelor's degree in Accounting, Finance, or related discipline; MBA or CPA strongly preferred10+ years of progressive financial leadership experience, including senior-level banking experienceDeep expertise in retail/community banking operationsExperience leading ALCO, capital planning, and interest rate risk managementStrong knowledge of regulatory compliance and bank reporting requirementsDemonstrated ability to present financial insights at the Board levelBenefitsMeaningful executive influence within an independent community bankDirect Board exposure and strategic impactA stable institution with strong community identity and growth orientationThe ability to shape financial strategy while preserving a relationship-driven cultureJ-18808-Ljbffr