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Underwriter - Franchise Finance
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Full-time
- Apply Job Type Full-time Description Summary The Underwriter will be responsible for evaluating franchise and other loan program applications based on established criteria, Standard Operating Procedures, and other government lending guidelines.
- The Underwriter will also present the loan to the appropriate level of credit approval authority.
- Perform in-depth due diligence and analysis for cash flow, financial capacity, and eligibility, including, but not limited to the following: Spread and interpret financial statements, tax returns, and projections.
- Complete the spreads to include an analysis of the balance sheet, income statement, cash flow analysis, personal cash flow analysis, collateral analysis, global cash flow, economic and industrial factors, and debt service capacity.
- Adheres to policy & procedure of the Franchise Finance group and must comply with BSA/AML/OFAC regulations and guidelines.
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