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SBA Credit Analyst
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Full-time
- This role is responsible for the underwriting of SBA guaranteed loan requests within MidWestOne Bank. This will include the spreading of financial statements, analyzing financials of the borrower and guarantors, and collateral analysis among other items following the guidelines as established by the SBA Standard Operating Procedures (SOP).
- Assess credit risk pertaining to requests for new or renewals of existing loans to new or existing customers, primarily through the analysis of financial statements, credit history and collateral documentation.
- Analysis of SBA guaranteed loans will follow guidance as established in SBA Standard Operating Procedures (SOP).
- Complete vendor due diligence and/or secondary market investor analysis under the direction of the VP, Credit Administration.
- Work with lender, front line staff and assigned credit officer on any issues uncovered.
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