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Credit Analyst
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$70,000 - $85,000 a year
Full-time
- Examine and evaluate documents such as application forms, appraisals, financial reports and other data to determine the degree of loan risk during the underwriting process.
- Prepare credit presentations on new and renewing loans, including exposure summary, financial and cash flow analysis, collateral analysis, covenant and risk rating review.
- Complete annual reviews on all required relationships, including a complete analysis of annual financial statements, collateral evaluations and payment history, risk rating review and any adverse industry or economic changes.
- Work closely with the Chief Credit Officer and other credit staff to ensure continued best practices are utilized.
- Collaborate with Credit Administration department to clear any pre-closing exceptions.
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