Senior Data Scientist

MSIG USA continues to grow! Company Overview:MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.Summary/Job Purpose:Data and analytics are at the heart of decision making at MSIG USA - a data-driven specialty insurance provider in the US. We are seeking a highly analytical and innovative Insurance Data Scientist to join our Insurance Analytics team to help drive profitable growth in new and existing markets. This role involves designing and implementing advanced algorithms to extract actionable insights from large and complex datasets, applying statistical and machine learning techniques to solve business problems, and collaborating across departments (Pricing, Underwriting, Claims, Actuarial, etc.) to enhance decision-making. The ideal candidate will possess balanced tactical and strategic thinking, problem-solving skills, and the ability to communicate technical findings to non-technical stakeholders. A passion for data-driven decision making in the insurance domain is essential.Essential Functions:Perform ad-hoc and recurring analyses across all insurance business units (e.g., pricing, underwriting, claims, operations, etc.) and lines of business. Extract insights from structured and unstructured data sources, including text.Develop end-to-end data science and analytics solutions (for all business units), including data preparation, model development, testing, documentation, implementation, monitoring, and iteration.Identify required technology and tools to support analysis and solutions, collaborating with other teams to implement these tools.Develop and implement data pipelines to support analytical needs and tools. Augement existing datasets with derived data and external information.Design visualizations and dashboards to support insight sharing and enable real-time performance monitoring. Implement these solutions utilizing dashboarding tools and custom web applications.Collaborate cross-functionally with IT, Data, Claims, Underwriting, Actuarial, Finance, and Leadership to identify and solve high-impact problems. Work with these stakeholders to define the data science and analytics needs and become a trusted business partner by delivering on these requirements.Contribute to the prioritization and roadmapping of data and analytics initiatives.Communicate findings effectively to both technical and non-technical audiences.Continuously seek opportunities to learn new skills and techniques, and actively share knowledge with peers.Qualifications: To perform this job successfully, an individual must be able to perform each essential duty. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Technical - Solid statistical, machine learning and data science skills, utilizing a variety of toolsTactical thinking - Ability to execute on short-term business needsStrategic thinking - Ability to visualize long-range solutions to business goalsInnovation - Displays original thinking and creativityProblem Solving - Identifies root causes and resolves problems in a timely mannerTeamwork - Balances team and individual responsibilitiesJudgment - Makes timely and sound decisionsPlanning/Organizing - Prioritizes and plans work activitiesQuality - Demonstrates and enforces accuracy and thoroughnessInitiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilitiesEducation and Experience Required:Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, or a related fieldMinimum of 5 years of relevant experience in data science and analytics, including machine learningStrong proficiency in Python or R for statistical analysis, model development, and application deploymentExperience setting up and using various different data science tools (e.g. Airflow, Jupyter Notebooks, H20, Spark, etc.)Experience with dashboarding tools (e.g. Tableau, Power BI, etc.)Advanced SQL skills for data extraction, transformation, and manipulationProven track record of end-to-end development of machine learning modelsExperience with data visualization tools such as Tableau or Power BIExcellent problem-solving and critical thinking abilitiesStrong communication skills with the ability to convey technical concepts to non-technical stakeholdersPreferred QualificationsExperience in data science and analytics for commercial insurance, across all lines of businessExperience using a range of different coding languagesExperience working with unstructured data, including text, images, and videoFamiliarity with cloud computing platforms such as AWS or AzureWhy Join MSIG USA?At MSIG USA, strength comes from experience - and vision. Backed by a 350-year global legacy, we are forging a path forward in specialty insurance with the same stability and discipline that define our foundation. We are focused on innovation that matters: data-driven, client-focused, and built for long-term impact.You'll join a company that values performance, integrity, and purposeful growth. Your role here is more than a job - it's a commitment to delivering excellence alongside a high-performing,collaborative team.Competitive Compensation Package includes:Competitive salary commensurate with experience along with a performance-based bonus.SALARY: The estimated salary range for this position is $165,000 to $180,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.Additional Benefits:Healthcare and Retirement BenefitsComprehensive medical, dental, and vision coverage401(k) with a generous employer match and profit-sharing contributionWellness incentive programLife and accidental death and dismemberment (AD&D) insuranceFlexible spending programsShort-term and long-term disability plansAdditional Benefit ProgramsPaid time off programPaid charitable leavePaid parental leaveTuition reimbursement programPersonal insurance (auto/homeowners) discountsIt's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!