Chief Compliance Officer

About Anytime CapitalAnytime Capital LLC is a fintech offering licensed financial products through proprietary product offerings and partnerships. The company is registered with FinCEN as a Money Services Business and operates from its Atlanta headquarters at Lindbergh Plaza. The company has been operating its compliance program with assistance from outside counsel and independent compliance consultants since inception, and is now investing in a dedicated senior compliance function to support the next phase of growth.The OpportunityWe are seeking an experienced Fractional BSA/AML Compliance Officer to serve as the company's senior compliance executive on a part-time, retained basis. This individual will own the BSA/AML program, provide regulatory guidance to leadership, and help mature the company's compliance framework as the business scales.This is a high-impact role for a senior compliance professional who wants meaningful ownership of a real compliance program at a focused, well-run fintech — without the demands of a full-time in-house role.ResponsibilitiesServe as the named BSA/AML Compliance Officer of record for Anytime Capital LLCOwn ongoing administration and continued development of the company's written AML Program, including periodic review and revisionOversee customer identification, sanctions and PEP screening, transaction monitoring, and suspicious activity evaluation processesDirect SAR evaluation and filing decisions; maintain SAR Evaluation Log and supporting documentationOversee CTR, Form 8300, and other regulatory reporting obligationsConduct periodic AML risk assessments and lead remediation of identified gapsCoordinate independent reviews and outside compliance consultant engagementsDevelop and deliver staff BSA/AML training; maintain training recordsServe as primary point of contact with regulators on BSA/AML matters, in coordination with outside counselProvide regular reporting to ownership and the management team on compliance posture, key risk indicators, and program developmentsStay current with FinCEN, OFAC, and state regulatory developments affecting MSBs and fintechsRequired QualificationsMinimum 8+ years of BSA/AML compliance experience, with senior or compliance-officer-level responsibilityPrior experience as a named BSA/AML Compliance Officer at a Money Services Business, payments company, fintech, virtual currency business, or financial institutionWorking knowledge of the Bank Secrecy Act, 31 CFR Chapter X, and FinCEN regulatory framework as applied to MSBsDirect experience managing one or more federal or state regulatory examinationsFamiliarity with SAR/CTR/Form 8300 reporting and FinCEN BSA E-FilingExperience with sanctions screening (OFAC, Section 311, PEP, adverse media)Strong written and verbal communication; ability to translate complex regulatory requirements into operational guidancePreferred QualificationsCAMS certification (Certified Anti-Money Laundering Specialist)Experience with virtual currency / cryptocurrency compliance, including familiarity with FIN-2019-A003 (CVC SAR narrative) and related FinCEN guidanceExperience with KYC platforms (Sumsub, ComplyAdvantage, or comparable)Experience working alongside outside counsel on regulatory mattersExperience with prepaid card program compliance under bank partnership modelsExisting relationships with BSA/AML-focused outside counsel and independent reviewersEngagement StructureType: Contract / 1099 / fractionalLocation: Remote-friendly with periodic in-person presence at the Atlanta office; quarterly on-site preferred for in-person reviewsCompensation: Competitive monthly retainer, commensurate with experience; specifics to be discussed with qualified candidatesTerm: Initial six-month engagement with mutual option to extendHow to ApplyInterested candidates should send a cover note and résumé/CV to hello@anytime-capital.com. Please include in your cover note: (1) your relevant BSA/AML compliance experience, particularly any prior fractional or named-officer roles; (2) any direct experience with MSB or virtual currency compliance; and (3) your typical engagement structure and expected monthly retainer range.All inquiries will be treated as confidential. Anytime Capital is an equal opportunity employer.