Collateral Risk Analyst (Mortgage, MBS, Whole loan pricing)

Collateral Risk Analyst (Contract | Hybrid – San Francisco, CA) Interested in learning more about this job Scroll down and find out what skills, experience and educational qualifications are needed. We are seeking a Collateral Risk Analyst to join a leading financial institution on a 6-month contract (potential for FTE conversion). This role focuses on collateral modeling, loan valuation, and risk analytics, supporting key decision-making across mortgage portfolios. Key Responsibilities: Produce analytics to determine member borrowing capacity and collateral valuation Manage quarterly valuation and risk analysis for residential & commercial mortgage collateral Integrate and validate 3rd-party pricing/vendor data Support and enhance haircut/margin and pricing methodologies Maintain and optimize collateral models and reporting processes Analyze large datasets to identify trends and support decision-making Assist with model validation, reporting to senior leadership, and system/data mapping updates Provide support for member portal and collateral data issues Must-Have Skills: 3+ years in mortgage portfolio analysis & risk management Strong knowledge of MBS and whole loan pricing & valuation concepts Proven experience handling large, complex datasets across platforms Advanced proficiency in Excel, xywuqvp Power BI, and SQL Strong analytical, problem-solving, and data storytelling skills Nice to Have: Experience with Polypaths, AFT, or mortgage market tools 5+ years of relevant experience Degree in Finance, Economics, Statistics, or related field Details: Location: Hybrid (San Francisco, CA – onsite Tue–Thu) Type: Contract (6 months, potential conversion)