Special Assets Officer

Job Description Immediate need for a Special Assets Officer for a well-established, regional financial institution.RESPONSIBILITIES:Responsible for managing a portfolio of problem consumer, commercial, and real estate loans.Works in a team environment developing and recommending strategies to maximize recovery and reduce losses from own portfolio of commercial credits.Works closely with borrowers, executives, attorneys and mid-size company groups to review and restructure credit and repayment terms to better secure collateral, attain an equity position or charge-off the loan as appropriate.Manages the largest and most complex consumer, commercial, and real estate loan portfolio, (including fulfilling a lead agent role in syndicated credits.)Utilizes a high degree of independence in managing a large portfolio of a diverse and complex nature.Directs and administers multifaceted action plans strategies with considerable autonomy and judgment.REQUIREMENTS:Bachelor's DegreeMinimum of 5 years of experience in special assets in C&I, Real Estate, and/or fulfilling a lead agency role of a syndicated credit (s).Thorough working knowledge of analysis of corporate financial statements and commercial/corporate structure required.Demonstrated ability to analyze credit and to develop and negotiate repayment terms with mid-size companies and high net worth individuals.Strong working knowledge of loan restructuring and re-negotiation of interest rates, terms, collateral requirements, documentation and loan agreements.Excellent verbal and written communication skills to interact effectively with all levels of Bank personnel and customers.For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.