Senior Analyst, Credit & Risk

At World Kinect, our employees are the key to our global success. We are industry leaders due to the innumerable talents of our approximately 5000 strong professional team. Our people thrive in an entrepreneurial and culturally-diverse environment, where innovative thinking, collaboration and efficient execution are highly valued. Our high-performance culture is what allows us to drive sustained growth. Stronger together, we promote an environment where individuals can thrive.Senior Analyst, Credit & RiskAbout The RoleWorld Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working‑capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision‑making.In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.What You’ll DoReview and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisionsAnalyze customer financial statements and supporting documentation to recommend credit limits and assess default riskEvaluate mark‑to‑market (MTM) exposure and forward trading activity with customers and suppliersDetermine appropriate credit support and security requirements to mitigate riskPartner closely with Commercial and Legal teams to address credit‑related matters for new and existing customersSupport the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‑control proceduresGather, review, and analyze customer information to support credit recommendationsAssist in standardizing credit reporting, customer credit profiles, and data analysis across platformsContribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‑debt reserves and write‑offsSupport system and process alignment between PDI and Oracle ERP environments following system migrationsOversee the daily activities of an outsourced credit team to ensure consistency and accuracyPerform ad hoc analysis and special projects as neededWhat You BringStrong experience analyzing financial statements and underwriting credit riskWorking knowledge of forward trading concepts and mark‑to‑market exposureAdvanced Excel skills with strong attention to detailProficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plusExperience with PDI and/or Oracle ERP systems preferredStrong analytical, organizational, and time‑management skillsAbility to collaborate effectively across cross‑functional teamsCustomer‑focused mindset with balanced risk judgmentSound business judgment and the ability to make data‑driven credit decisionsContinuous‑improvement mindset with a willingness to challenge the status quoEducation & ExperienceBachelor’s degree in Finance, Accounting, Business Administration, or a related field required3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments#WFSWorld Kinect is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law.World Fuel Services, Inc.