Loan Processor III
Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets.Why join us?An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years)Competitive pay and discretionary or incentive bonus eligibleComprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a fewFamily-friendly work hoursWith 175+ community bank locations, we offer opportunities to grow and develop in your careerPromote from within cultureWhy join this team? We have a culture that encourages an entrepreneurial spiritWe offer multiple opportunities for development and upward mobilityWhat You’ll DoThe Loan Processor III processes conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loans.High customer services skills are a must – our most successful Processors communicate often and accurately with the borrower and other professionalsSuccessful Processors care about doing things the Right Way, and exhibit high ethical and compliance standardsOur best Processors have proven time management and strong organizational skillsAs we help people maintain their homeownership needs, we ensure all deadlines are met – contingency, closing, and lock expirationSuccessful Processors will build strong relationships with our Sales Partners, Underwriting and Closing peersProcessing conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loansResponsible for review and analysis of the credit file to include income, assets, contract, and disclosuresCan calculate various income: wage earner, SSN, Disability, Schedule C Self Employed, Complex Self Employed with multiple businesses, Dividend & Interest income, Capital Gains income, P&L income, Multiple property rental incomeHas a target caseload of 32 - 37 loansPossess effective problem-solving skillsQualifications7+ years of experience as a Mortgage ProcessorExperience with Conventional, Jumbo, Construction-to-Perm, Bond, Renovation and Government lending programsWage Earner and Self-Employed income calculation experience is requiredBilingual candidates are a plusEncompass experienceHigh School DiplomaAdvanced Computer SkillsBenefitsMedical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet InsuranceCompensationThe estimated annual salary range for this role is $50,000-$65,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills, and experience.From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.