Financial/Actuarial Consultant

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. ESSENTIAL DUTIES AND RESPONSIBLITIES:Project client claim data to develop budgets, calculate client rates, benefit costs, and IBNR reservesReview experience reporting for accuracyCollaborate with consultants and account teams to prepare and deliver client financial presentationsAssess complex client risk, understanding the strategic implications of the competitive carrier/product marketplace, and make sound underwriting-based assumptionsManage and oversight of underwriting support teamRenew and market carriers for assigned book of businessAnalyze / negotiate annual renewals and proposals from carriers for accuracy and financial reasonablenessAnalyze client demographics and other data to determine risk and appropriate carrier product solutionsAssist with product/service quality improvement initiatives as neededAssists service team in educating clients regarding utilization, carrier reports, and third party vendor applications used to view claims and financial dataEducates service team regarding experience reporting, utilization, carrier reports, self-funding options, etc. KEY COMPETENCIES:Advanced knowledge of coverages and services regarding employee benefitsAdvanced knowledge of navigating the Internet as well as various Microsoft Office programs to include Windows, Outlook, Word, PowerPoint, and ExcelStrong attention to detail and time management abilitiesStrong ability to multi-task and assign prioritiesAbility to work effectively and efficiently both with and without direct supervisionAbility to work effectively and efficiently in a team environment as well as independentlyGood interpersonal communication skills EDUCATION and/or EXPERIENCE:Bachelor’s degree requiredMinimum of seven years’ experience performing financial analysis at a benefits consulting or brokerage firm, or comparable experience with an insurance carrier, or TPAMust have advanced working knowledge of a variety of Microsoft Office computer software applications to include Windows, Outlook, Word, PowerPoint, and ExcelMust be able to work in a fast-paced environment with demonstrated ability to juggle multiple competing tasks and demandsMust have a high level of interpersonal skills to handle sensitive and confidential situations. The position continually requires teamwork, responsiveness, demonstrated poise, tact, and diplomacy.Must be comfortable presenting analysis directly to clients CERTIFICATES, LICENSES, REGISTRATIONS:Life and Health LicenseValid Driver License Salary and BenefitsThe national average annual salary for this role is $100,000 – 120,000 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.Benefits include full medical, pharmacy, dental, vision, life and disability insurance, paid vacation, sick leave, 401k match and annual bonus potential.  WHY EPIC:EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:Generous Paid Time offManaged PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close daysGenerous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leaveGenerous employee referral bonus program of $1,500 per hired referralEmployee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)Employee Resource Groups: Women’s Coalition, EPIC Veterans GroupProfessional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership DevelopmentUnique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife SupportAdditional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First FoundationWe’re in the top 10 of property/casualty agencies according to “Insurance Journal” To learn more about EPIC, visit our Careers Page: https://www.epicbrokers.com/about/epic-careers/.  EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.  California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf.