Commercial Loan Officer

Commercial Loan OfficerTri-County Area | Western KentuckyUnited Community Bank of West Kentucky is seeking an experienced Commercial Loan Officer to develop and manage commercial lending relationships throughout the Union, Webster, and Henderson County market.This position is ideal for a motivated lender who values relationship banking, local decision-making, and strong community connections.Position SummaryThe Commercial Loan Officer will be responsible for business development, commercial loan origination, portfolio management, and maintaining strong customer relationships within the local market. The ideal candidate will have experience in commercial and/or agricultural lending and a proven ability to generate new business while maintaining sound credit quality.ResponsibilitiesDevelop and maintain commercial and agricultural lending relationshipsOriginate, structure, and manage commercial loan requestsAnalyze financial statements, tax returns, and credit informationWork closely with credit administration and underwriting teamsManage an existing loan portfolio while generating new business opportunitiesMaintain strong knowledge of local market conditions and business trendsParticipate in community and networking eventsEnsure compliance with all bank policies and regulatory requirementsProvide exceptional customer service and relationship managementQualificationsMinimum 3–5 years of commercial lending or banking experience preferredStrong business development and relationship-building skillsExperience with commercial credit analysis and underwritingKnowledge of agricultural lending is a plusExcellent communication and customer service skillsAbility to work independently and manage a portfolio effectivelyStrong ties to the tri-county market preferredWhat We OfferCompetitive salaryIncentive and bonus opportunitiesComprehensive benefits packageSupportive community banking cultureOpportunity for growth and leadership developmentQualified candidates may apply confidentially.Equal Opportunity EmployerUnited Community Bank of West Kentucky is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other protected status under applicable law.