Underwriting Analyst

Underwriting AnalystThe Underwriting Analyst provides critical analytical and operational support to Stop Loss Underwriters by ensuring underwriting data, risk parameters, and risk selection meet BCS Financial Corporation standards and underwriting guidelines. This role completes all aspects of underwriting files from both an underwriting and risk perspective, enabling informed, timely underwriting decisions.Success in this role requires a detail-oriented, analytically driven professional with strong Excel and data evaluation skills, exposure to stop loss or self-funded health plans, and the ability to collaborate effectively with Underwriters, Actuaries, and Sales partners in a fast-paced environment.This position reports to the AVP, Underwriting Life & Health.Essential ElementsQuote Review Review accuracy of submitted underwriting data and input fields; validate that quotes meet underwriting guidelines prior to releaseExpense Review Confirm appropriate expense assumptions and setup within underwriting systemsState & Regulatory Review Ensure compliance with applicable state requirements and regulatory considerationsExperience Review Set up and analyze specific and aggregate experience data parametersClinical Review Summary Review and analyze large claim information to identify potential risks and emerging trendsRisk Assessment Support Assist with evaluation of risk parameters for stop loss and self-funded plansQuote Recommendation Prepare comprehensive group write-ups and underwriting summaries for Senior Underwriter reviewData Management Maintain accurate underwriting documentation and ensure data integrity across systemsRequirementsEducation and CertificationsBachelor's degree preferred in Finance, Economics, Business Administration, Actuarial Science, or a related fieldAssociate's degree or commensurate experience consideredProgress toward insurance designations (e.g., AU, AINS, CPCU, HIA, FLMI ) is a plusExperience24 years of insurance industry experience, preferably in:Stop loss underwritingHealth insurance or self-funded plan environmentsUnderwriting support, analyst, or coordinator rolesStrong proficiency with Microsoft Office, particularly Excel (pivot tables, VLOOKUP/XLOOKUP, data analysis)Experience working with underwriting systems, databases, or rating tools preferred