Mortgage Loan Officer

Location: Manahawkin, NJ (also Barnegat, NJ) Overview This is a full-time, commissioned career opportunity that can be hybrid based out of Manahawkin or Barnegat, NJ locations. Responsibilities Develops and expands referral sources to solicit first mortgages, maintaining regular contact with Realtors, builders, and developers at open house events and construction sites. Collects and analyzes applicant financial information, interviewing applicants and gathering details on income, assets, debts, credit history, and property characteristics to determine eligibility and recommend appropriate mortgage products. Engages in persuasive sales activities to encourage potential customers to do business with the company and promotes other services and financial products to referral sources. Performs tasks related to loan origination, including obtaining and analyzing financial and credit data, ensuring loan conformity to terms, completing paperwork, and maintaining ongoing communication with customers throughout the process. Qualifications Required Education: High School Diploma or equivalent. Required Experience: 1 or more years of recent residential mortgage lending experience. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of the required experience. Additionally, proven ability to develop referral sources from external contacts and relationships. Pay Transparency This position is fully commissioned. Benefits Fulton Bank offers a comprehensive benefits package to eligible employees, including medical plans with prescription drug coverage; a flexible spending account or health savings account; dental and vision insurance; life insurance; a 401(k) program with employer match; an employee stock purchase plan; paid time off, holiday pay, and paid volunteer time; disability insurance coverage; maternity and parental leave; adoption assistance; educational assistance; and a wellness program with financial incentives. NMLS This position may require the incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. #J-18808-Ljbffr