Consumer Loan Collateral Specialist I
Occupations:
Loan OfficersLoan Interviewers and ClerksCredit Authorizers, Checkers, and ClerksCredit CounselorsCredit AnalystsIndustries:
Depository Credit IntermediationActivities Related to Credit IntermediationAutomobile DealersDepartment StoresHousehold Appliances and Electrical and Electronic Goods Merchant WholesalersJob ResponsibilitiesAccurately board collateral loan data to host systemEnsure all liens are fully secured on every collateralized consumer loan, including timely processing of liens and maintaining accurate documentation.Ensure the bank’s lien positions on all collateral are properly perfected, maintained, and released in a timely mannerAudit and ensure proper documentation for all title processing on vehicle purchasesPerform basic research requests for lien placements and terminations, including contacting title offices in other states, under direct supervision.Stay current with bank, investor, and regulatory changes, including out-of-state changes in title and vehicle registration processes, and assist in communicating changes to other collateral associatesProvide general guidance and support to the affiliate banks and dealers in regard to collateral maintenanceManage the processing of titles for newly financed vehicles, ensuring timely and accurate completion and match titles to appropriate loan files when receivedApply State of Ohio and other US states’ vehicle laws, lien placement and title assignments in order to protect the Bank's security interestProcess electronic titles using the online electronic system and file/terminate UCC statements using the Secretary of State site, when applicable.Complete compliance on secured installment collateral to verify accurate lien informationIdentify and resolve discrepancies in incomplete collateral documentation or lien status.Make recommendations to management for improved workflow and service to customersMaintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasksDeliver a consistent, high level of service within our Serving More standardsOther duties as assignedDesired Knowledge, Skills And AbilitiesKnowledge of Premier Navigator, including inquiry and maintenance capabilities, and Microsoft Office programs preferred. General understanding of collateral and perfection of a vehicle lien is a plus.Demonstrate a willingness to learn and maintain understanding of all aspects of the positionDeliver consistent, high level of service within our Serving More guidelinesInterpersonal/Customer Service SkillsWritten and Verbal CommunicationAbility to understand and follow directionsAdaptable to changeBasic Computer SkillsLeadership/Management SkillsAbility to build collaborative relationshipsOrganizational Skills/Detail OrientedAnalytical ThinkingAble to Multi-Task or Juggle PrioritiesProblem/Situation AnalysisTechnical ExpertiseStrategic Planning and Decision MakingAbility to develop or mentor othersAbility to work as part of a teamEducation And ExperienceMust possess high school diploma or equivalentNotary LicenseSCHEDULENewark – Alford Building Department hours are Monday through Friday 8 am to 5 pm. This position is non-exempt and full time.Physical Requirements: This position must be able to remain in a stationary position a minimum of 75% of the time, constantly operate a computer, and be able to be in constant communication with coworkers and stakeholders to discuss and exchange accurate information.