Associate Wealth Advisor

The primary function of the Associate Wealth Advisor is to support RelationshipManagers/Advisors in day-to-day client contact, relationship management, trust and investmentaccount administration, compliance requirements, and other functions as required to maintainexcellent relationships with clients, external professional advisors, and internal business partners.The Associate Wealth Advisor assists, maintains and develops client relationships under theguidance and direction of the Wealth Advisor. The Associate Wealth Advisor is involvedthroughout the process of onboarding new clients and servicing existing clients, receivingcontinuous training and mentoring from the Wealth Advisor, while providing high quality dataanalysis and strategic support.RESPONSIBILITIES MAY INCLUDE:Account Support and Administration: Support Advisors in the administration of trust,investment, retirement, and brokerage accounts. Coordinate closely with all United Wealth Management service lines – Investments,Advanced Planning, Operations, Leadership - that are incorporated into the clientrelationship. Engage with those other members of the team to ensure the Advisor isabreast of client updates and that client matters are being executed in a timely andeffective manner. Participate in Business Development-related conversations alongside Advisor. Thisincludes internal United Bank colleagues, non-United Centers of Influence, industry andnetworking events, etc. Begin building and familiarizing yourself with BusinessDevelopment processes, which will ultimately be implemented over time to uncover newopportunities for the Advisor. Conduct a broad range of data analysis and present results in an accurate, professional,and informative manner; Deliver spreadsheets, reports, summaries and issue opinions andrecommendations to Wealth Advisors regarding client management and businessdevelopment initiatives. Conduct and coordinate financial, product, market, operational and related research tosupport strategic and business planning within the department. Focus on business development efforts through our hands-on and holistic approach toidentifying and exceeding client needs; Reinforces sales skills by effectivelyrecommending appropriate Bank products and services. Daily transaction processing, securities transfers, cash and check requests, gifts, deposits,routine client information requests and updating client information. Assist with account opening, asset transfer, account terminations, and special assetmanagement.Client and Manager Support: Act as an initial point of contact for client inquiries and teamcommunications. Actively involved in client and prospect conversations, email exchanges, portfolioreviews, investment discussions, etc. to ensure a seamless client experience and serve asan additional member of the team for requests, questions, administrative matters, etc.Provide detailed minutes of conversations, when appropriate, to coordinate next steps andfuture client conversations. Gain knowledge and an understanding of each client’s investment portfolio and therationale for the investment approach, allocation, underlying holdings, etc. Interactfrequently with counterparts in United Wealth Management’s Investment Team to ensureseamless coordination between Advisor and Investment team. Conduct thorough analysis of financial statements and assessment of complex client andprospective client relationships. Review all client Portfolio Review presentations to ensure accuracy, timeliness of data,and recent client activities/actions. Ensure format of presentation is consistent and in-linewith United’s expectations and professionalism. Independently handle certain routine to moderately complex client matters and undertakeresearch or take needed action to resolve (with guidance from senior officers whereappropriate). Interact with current and potential customers and Wealth Advisors to inquire aboutimportant information pertaining to transactions or items disclosed within financialstatements, etc. Prepare client meeting materials; create and prepare presentation materials for meetingsin collaboration with relationship teams or other departments to ensure deadlines are met. Review pertinent account information on the trust accounting system daily to identifyoverdrafts and resolve other issues with the Account Officer(s). Review accounts monthly and prepare the annual account reviews. Review and organizethe account file, ensure statements and distributions are set up and tax documentation isin order. (Any discrepancies or concerns are discussed at the account review meeting toensure recommendations are implemented accordingly.)Firm Building: Develop a strong knowledge of Wealth Advisory functions, policies, proceduresand best practices. Participate in special projects and identify process improvements. Carry out other duties and responsibilities as assigned and carry out all responsibilities incompliance with company policies, procedures and practices.SKILLS / QUALIFICATIONS: Bachelor’s degree required. Two (2) years of working experience in a professional position, preferably in banking orwealth management, is highly desired FINRA licenses (S7, S66, Life & Health) or desire to obtain is highly desired Expected to acquire and apply a comprehensive understanding of the various bankingproducts, services, lines of business, and internal departments at United Bank. Advanced Proficiency in Microsoft Office products (Microsoft Word, Excel, andPowerPoint) required Excellent written and verbal communication skills required Strong organizational skills required Ability to multi-task and work both in team settings and independently in a fast-pacedenvironment to meet deadlines required Ability to interact in a professional demeanor with all levels of staff, including ExecutiveManagement, and customers requiredKEY COMPETENCIES: Analytical & critical thinking skills Relationship/account management Detailed-oriented Customer service-focused Appetite for continuous learningEssential Functions: Sitting for extended periods of time Ability to efficiently operate a computer keyboard, mouse, and other computercomponents Ability to converse and exchange information with all levels of staff within organization Ability to observe, perceive, identify, and translate dataThis job description is not intended to be all-inclusive; the employee will also perform otherduties as assigned. This document is not an employment contract. United Bank reserves theright to modify job duties or job descriptions at any time.