Junior Credit Risk Analyst

Job Summary: As a Junior Credit Risk Analyst, you will support the credit risk management team by analyzing credit data, assessing financial statements, and monitoring credit risk metrics. You will assist in evaluating the creditworthiness of clients and providing insights to help mitigate risk and ensure sound credit decisions.Key ResponsibilitiesAnalyze credit data and financial statements to evaluate the creditworthiness of potential and existing clients.Assist in the development and implementation of credit risk models and strategies.Monitor and report on credit risk metrics and portfolio performance.Prepare detailed credit reports and documentation for internal stakeholders.Collaborate with senior analysts and other departments to assess and manage credit risk.Assist in maintaining and updating credit risk policies and procedures.Identify and escalate potential credit risks and recommend appropriate actions.Stay informed about industry trends, regulations, and market conditions that may impact credit risk.QualificationsBachelor’s degree in Finance, Economics, Accounting, or a related field.1-2 years of experience in credit risk analysis, finance, or a related area (internships or relevant coursework may be considered).Strong analytical and quantitative skills, with a solid understanding of financial statements and credit risk assessment techniques.Proficiency in Microsoft Excel and familiarity with credit risk management software or tools.Excellent communication skills, both written and verbal.Detail-oriented with strong organizational skills and the ability to manage multiple tasks.Ability to work independently and collaboratively in a fast-paced environment.Preferred SkillsKnowledge of credit risk modeling and statistical analysis.Experience with data visualization tools or financial analysis software.Certification or coursework related to credit risk management (e.g., FRM, CFA).BenefitsCompetitive salary and performance-based bonuses.Health, dental, and vision insurance.401(k) plan with company match.Paid time off and holidays.Professional development opportunities and career growth.As a platform committed to connecting top talent with the right roles, this job posting is exclusively available through Augment Jobs' proprietary job board.