VP, Commercial Loan Officer

Job DescriptionA well-capitalized community bank in southern Illinois is seeking a Vice President, Commercial Lending to support and grow its commercial and small-business portfolio within its established footprint. This is a relationship-driven VP role designed for an experienced commercial lender who wants autonomy, visibility, and influence without formal team management. The role is ideal for a lender who prefers to stay hands-on with clients, credit, and the community while operating with meaningful lending authority.The Vice President of Commercial Lending is responsible for originating, structuring, underwriting, and managing commercial loans while maintaining strong credit quality and long-term customer relationships. The role partners closely with senior leadership. This is a highly visible position within a smaller-bank environment where reputation, judgment, and community presence matter.Key ResponsibilitiesOriginate, structure, underwrite, and manage commercial loans, including C&I and owner-occupied CREBuild and maintain strong relationships with local business owners and COIsDrive sustainable loan and deposit growth within the bank's footprintMaintain asset quality through disciplined underwriting and proactive portfolio managementMonitor delinquencies and address stressed credits in collaboration with leadershipOperate with sound judgment and independence within assigned lending authorityQualifications7+ years of commercial or business lending experienceStrong underwriting and credit analysis skillsExperience managing a commercial loan portfolio independentlyRelationship-focused community banking mindsetBachelor's degree in Business, Finance, Accounting, Economics, or related fieldCompensation & Benefits (Illinois Disclosure)Base Salary: Up to $145,000, commensurate with experience, portfolio scope, and overall impactIncentive Compensation: Performance-based bonus opportunityBenefits Include: Medical, Dental, Vision Insurance; Life Insurance & AD&D; Long-Term Disability / Salary Continuance; 401(k); Paid Vacation, Sick Time, and Paid Leave (Illinois compliant); Paid HolidaysWhy This OpportunityStrong local decision-making and credit authorityVisible role within a community-focused institutionIdeal for a seasoned lender who values relationships over hierarchyQualified professionals interested in learning more are encouraged to reach out directly for a confidential discussion.Contact: crystal.fryers@gogpac.com