Risk Management - Card Merchant and Auto - Vice President

Risk Management - Card, Merchant Services and Auto - Vice PresidentBring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.As a Risk Management - Card, Merchant Services and Auto - Vice President in the Consumer & Business Banking (CBB) Risk Management group, you will be responsible for helping the larger Auto Loss Forecasting team by driving process and Governance excellence in designing high quality automated solutions to help analyze different risk metrics for each forecasting cycle and make certain bank wide governance is followed. The role is an exciting opportunity to work on high impact strategy initiatives as they become the key focus of the firm and across the financial services industry. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment.Job ResponsibilitiesLead production of the credit reserve loss forecast for Chase's Auto Finance portfolioAnalyze underlying reasons and quantification of emerging risk inclusive of macro-economic trends and industry riskWork with Finance, Collections, and Risk strategy to understand changes in the portfolio or strategies and apply overlays as neededWork with Risk modeling team to make sure model is working as desired and provide inputs for the improvement on a regular basisCreate presentations for the senior management and present the forecast with a clear storyline and data supportEnhance consistency and efficiency across existing processes and reporting to meet changing needs of the business.Be self-motivated individual with ability to work on multiple projects with limited guidanceMentor and coach junior analysts to help them develop their risk management skills and loss forecasting knowledgePartner closely with other strategy areas of Risk, Modeling, Marketing, Finance, Legal & Compliance to coordinate integration of risk appetite framework into credit reserve strategies.Support launch of new products and channels by evaluating potential credit reserve scenarios given loss projectionsSupport ongoing internal and external audits by maintaining strong controls and documentationRequired qualifications, capabilities, and skills6+ years of relevant credit management, loss forecasting, statistical modeling, or related analytical experienceBachelor's degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics), or related fieldStrong analytical and problem-solving skillsStrong communication skills to present to and collaborate with business partners and model end-users and interpersonal skills a must including the ability to explain and/or present analysisAbility to think outside the box to tackle emerging risk and help influence and shape decisions for senior executivesData mining skills, specifically: SAS, SQL, Python, Excel, Microsoft Office, and database software applicationsFlexible and able to handle multiple tasks and a changing environmentIndependent decision-making skillsDemonstrated experience in applying analytics to solve business problems efficiently and pragmatically through structured problem-solving approachesPreferred qualifications, capabilities, and skillsAdvanced degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics), or related fieldPrior financial services experience in credit card, home lending or auto preferredKnowledge of consumer credit risk management; Auto business experienced preferredAbout UsChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.Equal Opportunity Employer/Disability/VeteransAbout the TeamOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.