Loan Specialist

Loan SpecialistAgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Loan Specialist I or Loan Specialist II to join our Credit Resolution department in Spokane, Washington (Headquarters). This full-time position reports to the VP, Operations and is accountable for providing support to service distressed accounts and/or high-profile loans. After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend. Employees are expected to continue working from their office location a minimum of 50% or 60% of the time depending on location. Compensation Information The base salary range for this position in Spokane, Washington is: Level I: Typical starting range: $40,000 - $51,900 Full base salary range: $40,000 - $57,800 Annual performance-based incentive target is 6% of base. Level II: Typical starting range: $44,200 - $58,900 Full base salary range: $44,200 - $66,200 Annual performance-based incentive target is 6% of base. Job Requirements Perform credit activities and provide administrative support to support effective customer service through loan servicing, the extension of sound, constructive credit, and related services. Assist the account team in completing financial and loan input documents, verifying customer information, and completing credit investigations and analysis for review and action by risk management. Comply with closing requirements and disbursements; book and certify loans within authorities. Respond to customer inquiries and process customer transactions including checks and receipts, future payment funds, etc. Perform intermediate to advanced administrative functions that include but are not limited to utilizing the MS Office 365 suite and establishing and maintaining files in a digital format. Ensure customer information is handled with a high degree of confidentiality. Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions. Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. Other duties as assigned. Minimum Requirements Experience in consumer lending, banking, or related field High school diploma or equivalent Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure Exceptional customer service orientation Ability to work efficiently and effectively on multiple projects in multiple software programs Preferred Requirements Training in general office skills General knowledge of applicable credit laws and regulations General knowledge of agricultural practices Knowledge of credit investigation and verification practices Knowledge of platting and legal descriptions Knowledge of accounting principles and processes Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! *Vacation accrual rates increase with tenure.