Mortgage Loan Processor

Commercial Loan Administrative AssistantKokomo, IN$18.50-$21/hr depending on experienceAbout First Farmers Bank & TrustFirst Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we've grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial servicesfrom personal and business banking to agricultural lending and mortgage solutions.Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today's digital banking convenience with the traditional values of integrity, perseverance, and customer care.With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters mostpeople.At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you're not just starting a jobyou're joining a company built on heart and grit.Position Summary:Accurately assists in retrieving and assembling proper loan documentation for loan packages after application is signed and initial disclosures are issued; then responsible for submitting loan packages to underwriting for final approval. Following disclosure of initial documents, we are responsible for completing the loan package in a timely and efficient manner. Performs variety of clerical duties, requiring knowledge of departmental procedures. Provides support and assistance to officers on a daily basis when needed. Set up & maintains files on each loan; ensuring information is complete and accurate before sending to underwriting.Duties:Order the following documentation for each loan: XML sheet, Homeowners Insurance, PMI Certificate, Veri-tax, Form 90/Verification of Employment, Customer Information and Risk Profile (CIP), Order Title CommitmentReview and ensure accuracy on all documents starting at First ReviewVerify Income calculations and ensure there is proper documentation of all types of incomeAttain good knowledge base of all mortgage productsReview private mortgage insurance qualifications and submit data to PMI company to obtain certificateCommunicate with Borrower, Loan Officer and Mortgage Operations to efficiently gather documentation and complete the loan processComplete Mortgage Workflow tasks that are then sent on to UnderwritingCompletion of educational assignmentsAssure loans are processed in accordance with Company policy and procedureAll other job duties as assignedRequirementsMinimum QualificationsThis position requires general banking knowledge, specifically in the mortgage and lending areasBasic computer skills and a strong attention to detail and accuracyProven, successful ability to work independently and on a teamWillingness and ability to participate with community organizations and community projectsPreferred QualificationsPrevious Mortgage Loan experienceStrong working knowledge of lending policies, procedures and documentation requirementsKnowledge of Government LoansSkillsStrong organization, good time management, and ability to multitask neededMust have strong attention to detailBenefits Overview:At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:Health & WellnessMedical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay PlanVision CoverageDental CoveragePrescription PlanWellness Incentive earn up to $25 per pay period toward premium reductionFinancial SecurityLife & Accidental Death & Dismemberment Insurance 100% employer-paidShort & Long-Term Disability Insurance 100% employer-paid401(k) PlanProfit Sharing Stock OptionHealth Savings Account (HSA) contributions for HDHP participantsPaid Time OffVacation timeSick TimePersonal Day11 Paid HolidaysPaid BereavementAdditional BenefitsPaid time to volunteer (when representing FFBT and supervisor approved)Voluntary Donated PTO ProgramEmployee Assistance ProgramTravel Assistance ProgramEducational Assistance ProgramCorporate DiscountsEmployee Referral ProgramStock Purchase Loan OptionRetirement Plan CounselingWellness ProgramGym ReimbursementEmployee Quarterly Recognition ProgramAFLAC supplemental benefitsCincinnati Life supplemental coverageFamily Medical LeavePaid Bereavement LeaveMaternity Leave Policy