Mortgage Loan Auditor
Mortgage Loan AuditorJob Type: Full-timeKnoxville, TNTo review this position, our company, and/or apply for any Mortgage Investors Group career, please visit: https://migonline.com/careersMortgage Investors Group (MIG) is a trusted leader in the residential mortgage industry, dedicated to excellence, innovation, and service. We foster a collaborative, supportive environment where team members are empowered to grow professionally while making a meaningful impact in the communities we serve across the Southeast.At MIG, our success is built on the expertise and dedication of our people. We offer a comprehensive range of mortgage products, supported by in-house underwriting, processing, and appraisal services, and driven by technology that makes our work efficient and effective. Our culture values integrity, teamwork, and a shared commitment to helping clients achieve their goals — and we believe that starts with taking care of our employees.What MIG can do for you:Excellent compensationA corporate brand well known for purchase focus, keeping LO promises, and closing on timeLocal branch model with on-site processing and localized Underwriting and ClosingComprehensive benefits package (medical, dental, life, vision, and short- and long-term disability insurance)401K with company matchCareer growth and development opportunitiesA company that believes in community and charitable contributionPOSITION SUMMARYAudit Third Party Originated (TPO) closed loans for compliance with MIG, regulatory and investor requirements within designated deadlines in our Knoxville Headquarters Office.ESSENTIAL JOB FUNCTIONSReview Third Party Originated (TPO) loans for accuracy and compliance for loan purchase and loan saleContact underwriting and TPO’s to obtain documentation as neededParticipate in ongoing training and apply to review process as directed by Correspondent Lending processes and proceduresOther duties as assignedJOB SPECIFICATIONSMinimum Education:High School Diploma or Equivalent requiredMinimum Knowledge/Skills:Knowledge of TILA-RESPA Integrated Disclosure (TRID)Demonstrated communication, customer service, and organizational skillsAbility to work independentlyAbility to work at a fast pace and to meet frequent deadlinesAbility to accept change to audit processKnowledge of mortgage documentsPositive Attitude, willingness to be trainedAdhere to deadlines and focus on detailsKeen organization skills, manage a pipeline of loansAbility to work overtimeProficiency in various computer software programs including Microsoft Office, database management and other business applicationsEmployees are expected to carry out all reasonable requests by managers/supervisors, which the employee can performMaintain equipment and supplies to avoid waste, damage to areas and equipment, and to prevent accidentsMaintain confidentiality of employee and company informationRecord all hours worked accurately and honestly in the timekeeping systemMinimum Experience:1-2 years’ experience in mortgage lending or Title Company preferred.This job description is designed to provide guidelines and direction for accomplishing company, departmental, and individual goals and objectives. It covers the essential responsibilities and activities involved in the effective execution of this position. It is not meant to be all-encompassing or all-inclusive. All job duties and responsibilities must be performed within the guidelines of the Employee Handbook as well as established policies and procedures.ANNUAL TRAININGNew hires must complete the following training courses:BSM/AML: The BasicsMarketing ComplianceAnnual Consumer Complaint AttestationExisting employees must complete the following training courses:BSA and AML: EssentialsAnnual Sexual Harassment TrainingPHYSICAL REQUIREMENTSMust be able to navigate throughout the building. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs.ADDITIONAL INFORMATIONNotice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.To review this position, our company, and/or apply for any Mortgage Investors Group career, please visit: https://migonline.com/careers