Collateral Risk Analyst (Mortgage, MBS, Whole loan pricing) (Fremont)

Collateral Risk Analyst (Contract | Hybrid – San Francisco, CA)We are seeking a Collateral Risk Analyst to join a leading financial institution on a 6-month contract (potential for FTE conversion). This role focuses on collateral modeling, loan valuation, and risk analytics, supporting key decision-making across mortgage portfolios.Key Responsibilities:Produce analytics to determine member borrowing capacity and collateral valuationManage quarterly valuation and risk analysis for residential & commercial mortgage collateralIntegrate and validate 3rd-party pricing/vendor dataSupport and enhance haircut/margin and pricing methodologiesMaintain and optimize collateral models and reporting processesAnalyze large datasets to identify trends and support decision-makingAssist with model validation, reporting to senior leadership, and system/data mapping updatesProvide support for member portal and collateral data issuesMust-Have Skills:3+ years in mortgage portfolio analysis & risk managementStrong knowledge of MBS and whole loan pricing & valuation conceptsProven experience handling large, complex datasets across platformsAdvanced proficiency in Excel, Power BI, and SQLStrong analytical, problem-solving, and data storytelling skillsNice to Have:Experience with Polypaths, AFT, or mortgage market tools5+ years of relevant experienceDegree in Finance, Economics, Statistics, or related fieldDetails:Location: Hybrid (San Francisco, CA – onsite Tue–Thu)Type: Contract (6 months, potential conversion)