Small Business Insurance Underwriter

DescriptionPosition OverviewThe Small Business Insurance Underwriter is responsible for reviewing, analyzing, and underwriting commercial accounts—primarily small to mid-sized businesses. This role works closely with agents and clients to ensure accurate risk assessment, competitive pricing, and compliance with underwriting guidelines. The ideal candidate is ambitious looking for exposure to new areas that will strengthen their expertise.Key ResponsibilitiesEvaluate, underwrite, and price new business submissions and renewals for small business accountsAnalyze risk exposures, loss history, financial information, and coverage needsDetermine appropriate coverage terms, limits, and premiums in line with carrier guidelinesCommunicate underwriting decisions clearly to agents and internal team membersCollaborate with sales and service teams to resolve underwriting questions and support account retentionMaintain accurate documentation and underwriting filesMonitor renewals, endorsements, and policy changesStay current on underwriting guidelines, market trends, and regulatory requirementsWhat We OfferCompetitive salary based on experience including full benefits packagePaid time off and holidaysSupportive, small-team environment with direct access to leadershipOngoing opportunity to expand your knowledge and skill set, along with a clear path for potential advancement within the organization Requirements 3+ years of commercial or small business insurance underwriting experienceStrong knowledge of common small business lines such as BOP, General Liability, Commercial Auto, and Workers’ CompensationExcellent analytical, decision-making, and organizational skillsAbility to balance speed with accuracy in a deadline-driven environmentStrong communication skills (written and verbal)Proficiency with agency management systems and Microsoft OfficeIndustry designations a plus, but not required