Credit Analyst - Commercial

Position Summary : We are seeking a detail-oriented Loan Credit Analyst to evaluate creditworthiness and support lending decisions. This role involves analyzing financial data, assessing risk, and ensuring loan applications meet internal policies and regulatory procedures.Key Responsibilities:Review and analyze loan applications, financial statements, credit reports, and supporting documentationAssess borrower creditworthiness and risk levels using financial ratios, cash flow analysis, and credit modelsPrepare detailed credit analysis reports and recommendations for approval or denialMonitor existing loan portfolios to identify potential risks or delinquenciesEnsure compliance with company policies and regulatory requirementsCollaborate with loan officers, underwriters, and management to support decision-makingMaintain accurate and organized records of credit evaluations and decisionsIdentify and mitigate potential risks associated with loan investmentsSupport the underwriting and due diligence process for new loan originationsTravel occasionally to review projectsQualifications & Skills:Bachelor's degree in Finance, Accounting, Economics, or a related fieldExperience in credit analysis, lending, or financial services is a plusStrong analytical and problem-solving skillsProficiency in financial analysis tools and Microsoft ExcelKnowledge of credit principles, risk assessment, and financial statement analysisExcellent attention to detail and organizational skillsStrong written and verbal communication skillsAbility to work independently and as part of a teamA keen interest in real estate finance and investmentWhat We Offer:Competitive salary and benefits packageHands-on experience with real estate investments and loan managementOpportunity for growth and career development in a dynamic and fast-paced environmentCollaborative and supportive team culture