Credit Manager

Proficiency in Mandarin Chinese mandatoryRole: Credit ManagerLocation: Midtown, NYEssential Functions:Direct the workflow of the Department and monitor the turnaround time of each project.Approve new credit loan applications and annual loan reviews (as applicable), jointly with the Deputy CEO.Review real-estate appraisal and environmental reports during the loan application process.Recommend (or approve, as applicable) commercial loan and trade service transactions (collateral, customer rating, facility rating, credit limit, loan agreement and loan advances) in the GCMS system.Delegate staff to to review loan documents prior to to execution and loan closing, to to ensure accuracy and compliance with approved terms and conditions and Bank policy.Co Co-ordinate the loan reviews conducted by external loan reviewers and auditors; and handle queries.Supervise weekly, monthly and quarterly reporting to Headquarter. Monitor and report the status of classified loans monthly to the Loan Committee.Handle loan recovery actions; and coordinate with attorneys as necessary.Manage NYR OREO portfolioSupervise the NYR Credit Department staff.Provide training to Credit staffs internally and via outside professional development platform within the Bank's budget.Strong experience with credit analysis, commercial loan analysis, real estate market knowledge, CRE, C&I, structured assets etc.Required Education and Experience:Bachelor's degree (BA) from a four-year college or university.5-10 years of related experience and/or training.3+ years in Commercial Real Estate