Senior Business Analyst - Cards and Payments
Senior Business Analyst – Business Cards & Payments (Analytics, Strategy & Credit Insights)IndustryFinancial Services / Banking / Payments / Consumer & Small Business LendingWork SettingCorporate strategy & analytics team | Fast-paced, cross-functional environment | Hybrid office-based roleRole OverviewA senior analytics role focused on driving strategy, performance, and decision-making across business card and payments products. The position combines business analysis, credit risk insights, product strategy, and marketing analytics to improve customer experience, profitability, and portfolio performance.Key ResponsibilitiesBusiness Analysis & StrategyIdentify business problems and opportunities using data-driven analysisDevelop strategic and tactical recommendations to improve performanceFrame problems, build hypotheses, and test solutions using structured analysisProduct & Pricing AnalyticsSupport development of product strategies and pricing models for lending and payments productsPerform modelling and analytics to optimise product performance and customer valueContribute to design of new customer experiences and go-to-market strategiesCredit Risk & Portfolio InsightsAnalyse credit performance trends and customer behaviourSupport development and testing of risk models and monitoring frameworksTranslate historical data into forward-looking risk insightsMarketing & Customer InsightsSupport targeted marketing strategies and customer segmentationDevelop insights to improve acquisition, engagement, and retentionContribute to design of data-driven marketing initiativesExecution & Cross-Functional CollaborationPartner with product, finance, operations, IT, and risk teamsSupport implementation of analytical recommendations and business initiativesBuild monitoring frameworks to track outcomes and performanceRequirementsEducationBachelor’s or Master’s degree in a quantitative field (e.g. Finance, Economics, Mathematics, Engineering, Statistics, Computer Science, Business Analytics, or related)Experience2+ years experience in business analysis, analytics, or strategy rolesExperience in quantitative or data-driven problem solvingExposure to credit risk, product analytics, or marketing analytics preferredConsulting experience is a plusTechnical SkillsStrong analytical and quantitative modelling skillsSQL experience preferredFamiliarity with statistical modelling or data analysis toolsExperience with large datasets and performance analysisAbility to translate data into business insights and recommendationsCore SkillsStrong problem-solving and structured thinkingAbility to influence stakeholders and communicate insights clearlyHigh attention to detail with strong business judgementAbility to work in fast-paced, ambiguous environmentsResults-driven mindset with ownership of executionRole FocusBusiness strategy & analyticsCredit and risk insightsProduct and pricing optimisationMarketing and customer analyticsCross-functional execution and impact delivery