Associate, Capital Risk -US

Associate, Capital Risk US We are looking for an Associate to join TD's Capital Risk & Governance team. This role will be part of a specialized team of capital risk professionals providing independent risk management oversight of the US Capital Management team and is responsible for ensuring that all significant capital risks are thoroughly understood, analyzed, and measured against the Bank's risk appetite. Key Accountabilities: Provide oversight of US Capital Management, including independent reviews of capital position reporting, stress testing results (including DFAST), baseline forecasting, limit calibration, and capital actions. Foster a positive risk culture and work environment that promotes understanding of underlying risks, teamwork, and timely communication of issues. Support the preparation of materials for committee meetings. Oversee Capital Risk monitoring, control procedures, and documentation to ensure Capital Risk processes are compliant with US regulations. Proactively identify process efficiencies where opportunities exist. Participate in cross-functional / enterprise initiatives to build subject matter expertise Liaise closely with other business partners including Treasury, Balance Sheet Management, other second-line of defense risk partners, and Internal Audit. Keep current on emerging issues, trends, and evolving regulatory requirements and grow knowledge of the businesses and related products. Job Requirements: 4-year degree required 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred Familiarity with capital planning and stress testing regulations Demonstrated strong conceptual and analytical abilities Advanced problem-solving and investigative skills Strong communication skills (both written and verbal) High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines Physical Requirements: Domestic Travel Occasional International Travel Never Performing sedentary work Continuous Performing multiple tasks Continuous Operating standard office equipment - Continuous Responding quickly to sounds Occasional Sitting Continuous Standing Occasional Walking Occasional Moving safely in confined spaces Occasional Lifting/Carrying (under 25 lbs.) Never Lifting/Carrying (over 25 lbs.) Never Squatting Never Bending Never Kneeling Never Crawling Never Climbing Never Reaching overhead Never Reaching forward Never Pushing Never Pulling Never Twisting Never Concentrating for long periods of time Continuous Applying common sense to deal with problems involving standardized situations Continuous Reading, writing and comprehending instructions Continuous Adding, subtracting, multiplying and dividing Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.