Lead Compliance Officer - Home Lending Performing Servicing

About This RoleWells Fargo is seeking a Lead Compliance Officer to join the Home Lending Compliance team. The Lead Compliance Officer will provide compliance oversight, monitoring, and challenge to Home Lending related areas, including sales, originations, underwriting, servicing, and loss mitigation activities. The Lead Compliance Officer will work directly with business, independent risk management, enterprise testing, and audit partners, as well as complete core expectations of a mature Compliance Program including issues management, risk assessment, monitoring, and reporting. This role may also participate in special projects supporting the compliance team. As this role oversees Home Lending activities, working knowledge and proficiency in Home Lending products, services, and regulatory requirements are required.Learn more about the career areas and business divisions at wellsfargojobs.comIn This Role, You WillEstablish, implement and maintain risk standards and programs to drive compliance with federal, state, agency, legal and regulatory and Corporate Policy requirementsOversee the Front Line's execution and challenges appropriately on compliance related decisionsProvide oversight and monitoring of risk-based compliance programsDevelop and oversee standardsProvide subject matter expertise with comprehensive knowledge of business and functional areaProvide compliance risk expertise and consulting for projects and initiatives with moderate risk for a business line or functional areaMonitor reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters regarding compliance risk managementProvide direction to the business on developing corrective action plans and effectively managing regulatory changeProvide compliance risk expertiseConsult for projects and initiatives with moderate risk for a business lineIdentify and recommend opportunities for process improvement and risk control developmentProvide direction to the business on developing corrective action plans and effectively managing regulatory changeReport findings and make recommendations to management appropriate committeesInterpret policies, procedures, and compliance requirementsCollaborate and consult with peers, colleagues and managers to resolve issues and achieve goalsWork with complex business units, rules and regulations on moderate risk compliance mattersReceive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirementsRequired Qualifications:5+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Working knowledge and expertise with mortgage lending regulations including TILA/TRID, FDPA, ECOA, FDCPA, HPA, SAFE Act and RESPA.Experience with mortgage business processes, including sales, originations, marketing, servicing, foreclosure, and loss mitigation.Experience executing and supporting risk management and compliance risk programs.Experience managing engagements with regulators and auditors.Understanding of banking risk and control systems and issue management processes.Ability to communicate complex concepts in a clear, simplified manner to executive leadership and law department partnersAn active or willingness to obtain Certified Regulatory Compliance Manager (CRCM) designationJob Expectations:Ability to travel up to 5% of the timeThis position offers a hybrid work scheduleWillingness to work on-site at stated location on the job openingThis position is not eligible for VISA sponsorshipPosting End Date:26 Aug 2024Job posting may come down early due to volume of applicants.We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants With DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.Reference NumberR-392583-4