Retail Mortgage Loan Processor
Job description:
We are seeking a results-driven Retail Mortgage Loan Processor to join our team. This position will be responsible for managing the mortgage loan files from application to “Clear to Close,” ensuring all required documents are complete, accurate, verified, compliant, and organized for underwriting approval.
Responsibilities:
Review loan applications for accuracy and completeness.
Gather, verify, and analyze borrower documents, including income, tax returns, bank statements, and credit reports.
Monitor loan files to meet strict underwriting deadlines and company service level agreements.
Communicate with borrowers, answering questions and requesting missing information.
Work with underwriters, loan officers, real estate agents, and title companies to address any issues and secure “Clear to Close.”
Monitor deadlines to ensure timely loan processing and funding.
Other special projects or duties assigned by the Supervisor.
Qualifications:
A bachelor’s degree in finance or a related field is preferred.
2+ years of experience in mortgage loan processing in both wet & dry states and familiarity with major loan programs, including conventional, FHA, VA, and USDA.
Knowledge of mortgage loan products, underwriting guidelines, and compliance requirements.
Strong organizational skills and goal oriented.
Proficiency in loan origination software and Microsoft Office Suite.
Job Type: Full-time
FSLA: Non-Exempt
Job Type: Full-time
Pay: $23.00 - $27.00 per hour
Expected hours: 40 per week
Benefits:
401(k)
Dental insurance
Flexible spending account
Health insurance
Paid time off
Vision insurance
Experience:
mortgage loan processing: 2 years (Required)
Work Location: In person