Non-QM Mortgage Underwriter (Wholesale)
Non-QM UnderwriterCMG Home Loans is hiring experienced Non-QM Underwriters to support Wholesale Operations in the policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company. We are only considering underwriters who have recently been working with Non-QM loans.
Essential duties and responsibilities include the following but are not limited to:
Underwrite complex Non-QM loans to multiple investor guidelines
Underwrite Non-QM, Jumbo, and other manual underwrite loan products
Communicate regularly with Processors and Loan Officers regarding status of loans via current technology
Follow file and check order as conditions are signed off and new information is received. Maintains file order integrity
Maintains current working knowledge on loan products
Maintains conversation log in BYTE to properly track the forward movement of the file
Assists with training needs of other mortgage positions
Ad hoc reporting
Other duties as assigned
Qualifications and experience:
Prefer a minimum of five (5) years specific manual underwriting experience
Must have experience working with Non-QM loans for last 12-24 months
Must have demonstrated satisfactory knowledge of DU and LP input
Ability to properly interpret DU and LP, communicate and document their findings
Intermediate experience with Microsoft Word, Excel, and Outlook
Ability to work in a fast paced, fluid environment
Strong communication, interpersonal and organizational skills
High integrity and confidentiality required
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Flexibility in decision making with strong problem-solving skills
Supervisory responsibilities: Direct reports: N/A
Physical and environmental conditions:
This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.
Compensation:
This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure. The compensation range for this position will be provided upon request. (Due to their geographic location, residents of the states of CA & CO, and for New York City are excluded from this role at this time.) Factors that affect base salary may include: Non-QM Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.
CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to recruiting@cmgfi.com.