Product Manager

About CoinflowCoinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments.Coinflow is proudly headquartered in Chicago, IL. Learn more at coinflow.cash.Role OverviewWe're hiring a Product Manager to own a high-impact surface area across our risk and compliance infrastructure — and grow into a generalist across the broader product org.This role sits at the center of:Risk and compliance tooling — internal systems used by our compliance, underwriting, and operations teamsFraud and decisioning infrastructure — the systems that protect the platform and merchants at scaleVendor and banking partner onboarding — owning the end-to-end process of procuring and implementing new payment providers, banks, and networks; coordinating requirements across engineering, legal, compliance, and operations to get partners liveYou'll work closely with engineering, data, operations, and our compliance team to design and ship tools that make our internal teams faster, our risk decisions smarter, and our platform more defensible.This is a high-ownership, high-ambiguity role. You'll be expected to operate with limited structure, identify problems before they're handed to you, and drive execution end-to-end.What You'll DoOwn internal tooling for risk and compliance — identify gaps in how our internal teams work, and build systems that make them faster and more accurateDrive process clarity through product — translate ambiguous, manual workflows into structured, scalable toolsBuild risk-adjacent product — case management, onboarding flows, decisioning logic, fraud reporting surfacesOwn global payments vendor procurement — research and identify pay-in and payout providers across target markets; run structured evaluations across pricing, coverage, compliance posture, and technical fit; drive MSA and legal review; and own the vendor relationship post-onboardingWork directly with engineering and data — turn complex operational requirements into clear, shippable productContribute across the product org — as you ramp, take on generalist product work across pay-in, payout, and orchestration beyond the risk surfaceDrive decisions with data — analyze performance, surface insights, and iterate quicklyAbout YouExtremely high bias for action — you move fast, default to building, and unblock yourselfOperationally fluent — you can sit with a compliance analyst or underwriter, understand their workflow in depth, and translate that into product requirementsVery detail-oriented — you think through edge cases, failure modes, and the messy realities of how internal teams actually workDeeply data-driven — you rely on metrics, not intuition, to make decisionsGenuinely interested in payments and risk — you want to work on hard, high-stakes problemsCommercially and operationally fluent across payments rails — you understand how different pay-in and payout providers work, what makes one better than another in a given market, and how vendor selection affects pricing, compliance exposure, and product capabilityBuilder mindset — you take real ownership and treat the product like it's yoursNice to HaveExperience in payments, fintech, or financial infrastructureExperience building internal tooling or operational productsExperience in global payments vendor procurement or partnershipsExposure to compliance, fraud, underwriting, or risk workflowsExperience working with data or ML-driven productsWhat You Need3+ years of product management experienceTrack record of shipping end-to-end — from ambiguous problem to productionComfortable owning a problem space without a roadmap handed to youStrong communication skills and ability to work across technical and non-technical stakeholdersWhy CoinflowWork on systems that matter — internal tools that power how real risk decisions get madeDirect exposure to payments infrastructure, compliance, and fraud at scaleSmall, high-caliber team where you'll have real ownership from day oneFast execution environment — what you ship will be in production quicklyJoin the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.