COMMERCIAL LOAN OFFICER

We are seeking an experienced Commercial Lender with strong local market relationships and a proven ability to develop and grow a commercial loan portfolio. This individual will assist members in our Lake County market. Tech Credit Union's mission is to provide our members with better options that guide them on the path to reach their financial goals throughout life's journey. We have created an environment that enables us to not only achieve our mission goal, but one that also provides a workplace that is friendly and progressive. We offer... A purpose-driven organization. Genuine care for our team members. A fun and professional company culture. Career advancement opportunities. Work-life balance. Great benefits. And more! SUMMARY The Commercial Loan Officer is responsible for developing, managing, and growing a high-quality commercial loan portfolio that supports Tech Credit Union's strategic goals and risk management standards. This individual will draw on their own established network of business relationships and ongoing business development efforts to originate, underwrite, and service a full range of commercial loans - including commercial real estate, construction, and business loans – while fostering strong relationships with current and prospective business members. The Commercial Loan Officer serves as a trusted financial partner to members and a mentor to junior lending staff. ESSENTIAL DUTIES AND RESPONSIBILITIES Develop and maintain a strong portfolio of commercial loans, including commercial real estate, construction, and business loans. Actively source new business through existing relationships, referrals, networking, and community involvement. Evaluate, structure, and underwrite commercial loan requests in accordance with Tech Credit Union's policies, procedures, and regulatory requirements. Analyze borrower financial statements, tax returns, and cash flow to determine creditworthiness and appropriate loan structure. Prepare written credit presentations and make recommendations to management or the loan committee for approval. Monitor loan portfolio performance to ensure quality, compliance, and timely renewals. Identify potential problem loans early and work with management to implement appropriate solutions. Ensure complete and accurate loan documentation and adherence to all credit union and regulatory requirements. Provide exceptional service to business members by understanding their financial needs and offering appropriate products and solutions. Work collaboratively with deposit and branch teams to deepen member relationships. Maintain a visible and active presence in the local business community to promote Tech Credit Union and expand business relationships. Contribute to the development and enhancement of commercial lending policies, procedures, and best practices. Stay informed of market trends, competitor activities, and economic conditions impacting the commercial lending environment. QUALIFICATIONS Bachelor's degree in Business, Finance, Accounting, or related field (or equivalent work experience). Minimum 4-7 years of progressive commercial lending experience, preferably in a credit union or community bank environment. Established commercial relationships and a demonstrated ability to originate and grow a loan portfolio Proven record of originating and managing a diverse commercial loan portfolio. Strong credit analysis and financial statement interpretation skills. Demonstrated knowledge of commercial real estate, C&I, and construction lending. Working knowledge of state and federal lending regulations and compliance requirements. Proficiency with loan origination systems and Microsoft Office Suite. Equal Opportunity Employer, including disability/veteran.