Processor, QC - Mortgage Risk Advisory

OverviewBaker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world’s leading financial centers – New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms.Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram.Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring.Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law.Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system.Job DescriptionThe Mortgage QC Verifications Processor is responsible for performing post-closing quality control (QC) reverifications in accordance with Fannie Mae, Freddie Mac, HUD, and VA guidelines. This role ensures the accuracy, completeness, and compliance of loan files by independently validating key borrower and loan data as part of the post-closing QC review process.Key ResponsibilitiesPerform required post-closing reverifications including, but not limited to:Employment (VOE)IncomeAssets (VOA)Rent/mortgage history (VOR/VOM)Execute all QC reverification activities in compliance with agency standards and guidelinesReview loan files and supporting documentation to identify required reverification componentsInitiate and follow up on third-party verification requests (employers, financial institutions, landlords, etc.)Ensure all reverifications are:Independently obtainedProperly documentedCompleted within required timelinesValidate accuracy of borrower information compared to original loan file dataRecalculate borrowers’ income to ensure accuracyIdentify discrepancies, red flags, or potential fraud indicators and escalate appropriatelyMaintain detailed documentation of all verification attempts and results in QC systems (e.g., ACES or equivalent)Meet established productivity and quality benchmarksAdhere to company policies, client-specific requirements, and regulatory standardsRequired QualificationsMinimum 3 years of mortgage industry experience, preferably in Quality Control, processing, underwriting, or post-closingStrong knowledge of:Mortgage loan documentationIncome calculation and employment typesAsset documentation and sourcingFamiliarity with Fannie Mae and all other agency guidelines for post-closing QC requirementsExperience with QC platforms such as ACES (preferred)High attention to detail and strong analytical skillsAbility to manage multiple files and meet deadlines in a fast-paced environmentStrong written and verbal communication skillsPreferred QualificationsPrevious experience in Quality Control reverificationsKnowledge of fraud detection techniques and red flagsExperience working with multiple investor guidelinesKey CompetenciesDetail-oriented with strong investigative mindsetAbility to work independently and exercise sound judgmentStrong organizational and time management skillsCommitment to quality and complianceThe pay rate range for this job position is $15.97 to $ 41.00 per hour. Actual compensation is influenced by a variety of relevant factors including but not limited to applicant’s skills, prior experience, qualifications, degrees, professional certifications, work arrangements and geographic location. Baker Tilly offers a comprehensive compensation and benefits package to eligible employees.