Underwriting Analyst

Analyst, Speciality Underwriter & Portfolio Manager - Healthcare Real EstateLocation: Chicago, Illinois, United States (Onsite)Industry: Financial ServicesWork Setting: OnsiteAre you passionate about real estate finance, credit analysis, and risk management? Join a dynamic commercial lending team where you'll evaluate financing opportunities, assess portfolio performance, and contribute to strategic lending decisions within a specialized healthcare-focused real estate portfolio.About the RoleIn this position, you will support both transaction underwriting and portfolio management activities, helping drive business growth while maintaining strong risk management practices. You will collaborate with cross-functional teams, perform detailed financial analysis, and contribute to the ongoing management of commercial lending relationships.Key ResponsibilitiesUnderwriting & Credit AnalysisConduct market, industry, and company research to assess business performance and identify potential risks and opportunities.Perform detailed financial analysis, identifying key risk factors and recommending appropriate mitigation strategies.Prepare and maintain financial models, ensuring the accuracy of assumptions and outputs.Evaluate loan structures and collateral considerations to support sound credit decisions.Assist in preparing credit approval packages and present findings during internal review discussions.Coordinate closing requirements and support transaction execution processes.Review lending documentation and gain exposure to legal agreement negotiations.Communicate effectively with stakeholders to ensure timely responses and high-quality client support.Contribute to the review of financing proposals, commitment terms, and related documentation.Support pricing analysis for complex financing structures and understand key profitability drivers.Portfolio ManagementManage a portfolio of commercial lending relationships with limited supervision.Complete annual credit reviews, modifications, and portfolio assessments within established timelines.Monitor borrower performance and recommend risk rating changes when appropriate.Ensure ongoing compliance with internal credit policies and lending standards.Respond to requests from internal partners and external stakeholders.Maintain accurate portfolio data to support reporting, monitoring, and decision-making.Partner with specialized teams to identify, escalate, and resolve challenged accounts.Additional ResponsibilitiesBuild strong working relationships across departments to promote collaboration and operational effectiveness.Participate in business improvement initiatives and process enhancement projects.Contribute to maintaining a well-managed, scalable, and efficient lending platform.Required QualificationsBachelor's degree or equivalent professional experience.Minimum 2 years of experience in credit analysis, lending, portfolio management, commercial real estate, or a related financial services field.Preferred QualificationsDegree in Finance, Accounting, Business, Economics, or a related discipline.Experience supporting underwriting, asset management, or portfolio management functions.Knowledge of commercial real estate finance and credit risk assessment practices.Strong analytical and quantitative skills.Working knowledge of Excel, VBA, SQL, or similar data analysis and reporting tools.