Sr. Credit Policy Analyst - Remote
About This Position See yourself at Radian? We see you here too.At Radian, we see you. For the person you are and the potential you hold. That's why we've embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best – and at Radian, we'll give you our best right back.Senior Credit Policy Analyst We're looking for a Sr. Credit Policy Analyst to assess GSE guidelines, analyze data, monitor industry changes, recommend, implement, document, and communicate origination, servicing, and loss management policies.Primary Duties and ResponsibilitiesMonitor and evaluate GSE selling policy guide announcements and competitor guidelines to determine risks and impacts and recommend credit, servicing and loss management policy changes to leadership.Manage updates to underwriting guidelines, eligibility matrices, and servicing guidelines, and prepare internal communications for key stakeholders as well as external updates for lenders and the GSEs.Serve as an escalation point for credit and servicing exception requests.Conduct independent research and analysis of policy, data, and operational processes, and present recommendations to management to enhance clarity and streamline policy documentation.Partner with business leaders across the organization to coordinate and implement approved policy changes.Support cross‐functional projects to implement policy changes by participating in requirements and user acceptance testing sessions to ensure system functionality matches policy.Serve as a backup for the AVP, Credit Risk Management, by managing escalations for credit and servicing exception requests, leading team members through exception decisioning, partnering with stakeholders to resolve issues, and elevating critical matters to VP, Credit Policy and Risk Operations for timely resolution, when needed.Perform other duties as assigned or as needed.Your Basic Education and Prior Work‐Related ExperienceDegree Requirement: Bachelor's Degree or Equivalent ExperienceWork Experience: 5 or more years of prior work‐related experienceAdditional QualificationsPrior work experience in the insurance, financial services, or mortgage banking field required; credit policy, loan processing or underwriting experience preferred.Thorough knowledge of mortgage origination and servicing processes, mortgage insurance products, GSE underwriting guidelines and automated underwriting systems.Advanced Microsoft Office skills: Word and ExcelExperience with Salesforce, SharePoint, OneDrive, and Copilot.Ability to support multiple assignments and stakeholders, prioritize workload, and coordinate with internal and external stakeholders to meet deadlines.Ability to work with varying levels within the organization.Ability to think critically and strategically; must be detail‐oriented and possess strong organizational and problem‐solving skills.Advanced communication skills.BenefitsCompetitive Compensation: anticipated base salary from $70,000 to $106,000 based on skills and experience. This position is eligible to participate in an annual incentive program.Rest and Relaxation: This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holidays. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives.Our Company Makes an Impact: We've been recognized by multiple organizations like Bloomberg's Gender‐Equality Index, HousingWire's Tech 100, and The Forum of Executive Women's Champion of Board Diversity. Radian has also pledged to SHRM's CEO Action for Inclusion & Diversity commitment.Comprehensive Health Benefits: Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.Prepare for your Future: 401(k) with a top‐of‐market company match (the company match is immediately vested) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).Homebuyer Perks: Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.Additional Benefits: To learn more about our benefits offerings, visit our Benefits Page.Application Period The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.EEO Statement Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law. An applicant's criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. The material duties include those listed in the "Primary Duties and Responsibilities" section above, as well as the ability to adhere to Company policies, exercise sound judgment, effectively manage stressful situations, work safely and respectfully with others, exhibit trustworthiness, and safeguard confidential information belonging to the Company and its customers. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Equal Opportunity Employer Details To learn more about Radian's Code of Conduct and Ethics and workplace conduct, please clickhere . Radian participates in E-Verify[Link](en español[Link] ). Learn more about your rights under immigration laws[Link](en español[Link] ). View the "Know Your Rights: Workplace Discrimination is Illegal" poster[Link] . View "Employee Rights under FMLA"[Link] . View "Employee Rights under EPPA"[Link] .Accommodation Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier‐free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e‐mail careers@radian.com.Application Privacy Please note that you may redact or remove age‐related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application. Additional application materials include but are not limited to, resumes, CVs, transcripts, or certifications.#J-18808-Ljbffr