MORTG UNDERWRITER

Mortg UnderwriterResponsible for approving loans, obtaining necessary approval for all credits in excess of lending limit. Assists Senior Underwriter in conducting other duties related to the credit management of the secondary mortgage lending function of the branch. Responsible for on-going training and updates related to loan programs and guidelines, and communicating changes to staff.Responsibilities and duties include:Underwriting FHA, VA, and conventional mortgage loans, meeting set guidelines.Making underwriting decisions, ensuring policies and guidelines are strictly followed and supporting documentation to ensure compliance.Keeping updated and informed of all changes that occur with loan agencies and investors; informs Senior Underwriter of any changes.Assisting Loan Originators in obtaining pre-approval.Answering pre-qualification questions.Performing other job-related duties as assigned by management.Regular and reliable attendance.Knowledge, skills, and abilities include:Knowledge of the secondary market, agency, loan products and guidelines.Knowledge of bank policies and procedures.Skill in underwriting FHA, VA, and conventional loan products.Ability to multi-task, and function as a team player.Ability to type with high degree of speed and accuracy.Ability to work with accuracy, organization, and attention to detail.Ability to communicate with customers and co-workers in a courteous and professional manner.Education and experience include:High School diploma or equivalent.Secondary market mortgage loan underwriting experience required.Physical requirements include:Seeing: 75-100%Must be able to read reports, use computerHearing: 75-100%Must be able to communicate with customers and co-workers in person and on the telephoneStanding/Walking: 25-49%Must be able to visit with the loan officer, go to areas of the office to use copier & fax machines, etc.Climbing/Stooping/Kneeling: 25-49%Must be able to kneel or stoop to file mortgage loan files in cabinets.Fingering/Grasping/Feeling: 75-100%Must be able to use computer, write and place paperwork in file folders.Physical dimensions: Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry or otherwise move objects. Job involves sitting most of the time and walking and standing some of the time. Application Deadline June 30, 2026 Department 1303-Mortgage Loans Employment Type Full Time Location Greeley, Colorado Workplace type Onsite Compensation $30.00 - $40.00 / hour More DetailsOpen to candidates located in Denver, COAbout Pinnacle Bank/Bank of ColoradoWe take pride in our heritage as a family-owned, community bank. Our commitment to our customers and community is at the forefront of how we do business. We are a Nebraska-based banking organization founded in 1938 in Palmer, Nebraska. Today, we have branches in Arizona, Colorado, Kansas, Missouri, Nebraska, New Mexico, Texas and Wyoming. As we grow, our commitment to our customers and community remains as strong as ever. We specialize in building lasting banking relationships with the businesses, farms and families we serve. We also prioritize taking an active role in our communities through charitable giving and volunteering. At Pinnacle Bank, we are ready to help your company with business checking and savings accounts, commercial loans and lines of credit and treasury management services. We also offer personal banking services, including accounts, mortgages, personal loans and technology products. We use application review steps designed to ensure mutual fit. Generic or automated submissions may not progress. We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other Full-Time benefits include:8 paid holidays*17 PTO days each year for the first five years of employment.*After five years, 22 PTO days each year.*After ten years, 27 PTO days each year.*Employees must also complete the 90-day introductory period prior to accruing PTO.*New employees will receive 16 hours of paid sick time upon their hire date.*Health, dental, prescription drug card, vision, and voluntary life insurance plansHealth Savings Account with employer contributionsFlexible medical and dependent care spending plansParental Leave after one year of full-time employment401K plan after 3 months and start of next quarter with employer contributions and profit sharingFree checking account and basic printed checksFree safe deposit box$50,000 group term life insuranceLong term disability insuranceEmployee Assistance ProgramEducational Assistance* Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned. We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.