Senior Vice President/Head of Commercial Lending

DEADLINE TO APPLY MAY 8, 2026.SummaryThe Senior Vice President (SVP)/ Head of Commercial Lending serves as the backbone and visionary for the Commercial Lending department. This incoming leader will have direct oversight of the lending team, credit administration, and supporting functions. Will drive business strategies and growth, assess and minimize risk, and ensure strict compliance with policies and regulatory requirements. As Seamen’s Bank strives to be the quintessential community institution, the SVP/Head of Commercial Lending will serve as a community ambassador for the Bank.  The SVP/Head of Commercial Lending will play a critical role in defining how commercial lending is structured, developed, and grown. S/he will have the ability to map and pivot based on long-term goals, while remaining tuned in to the details that make commercial lending challenging and rewarding.Essential Duties & Key Responsibilities Leadership, Management & Talent DevelopmentLead, build, and align commercial lending teamIdentify succession plans and strengthen leadership benchDrive consistent production, underwriting discipline, and client experienceHandle daily operations, including administrative needs and addressing staff issues and performance Participate and serve as contributor for various committees specific to commercial lending and Bank-wide initiativesEstablish realistic operating processes and departmental standards that foster the Bank’s culture of accountability and collaborationStrategy, Financial Performance, & OperationsDrive commercial loan growth, profitability, and asset qualityExpand relationships and widen commercial reach beyond the Outer CapeContribute to overall budgeting, forecasting, and long-term strategic planningDevelop and lead operational initiatives to standardize processes to ensure efficiency, accuracy, and operational excellenceCredit Administration & Risk OversightOversee underwriting, credit policy, approval processes, and portfolio managementEnsure consistency in credit standards, risk ratings, and documentationPartner with credit team on risk mitigation and asset strategiesRegulatory & Compliance Ensure adherence to all banking regulations and supervisory expectationsPartner with audit and compliance functionsLead regulatory exam preparation and response effortsMaintain strong relationships with regulatory agenciesKey CompetenciesCommercial Lending Origination, Leadership, & Cross-Functional CollaborationProven ability to set strategy, drive performance, and develop high-performing, willing teams who will develop a natural appetite to bring new business and revenue growthDemonstrated ability to originate, structure, and close complex commercial credit transactionsSuccess as a senior manager and trusted advisor to both team and customersLarge capacity to optimize operations and platforms and improve standardized workflows Highly skilled at collaborating across departments to offer comprehensive family of products and solutions and to achieve Bank goalsRegulatory, Compliance & Credit Risk ManagementExpertise in credit risk management, including underwriting standards, risk rating systems, and portfolio monitoring Proven ability to enforce disciplined credit practices while balancing growth and risk across portfolioComprehensive understanding of banking regulations, with a proven track record of successfully managing regulatory exams, audit processes, and compliance mattersHandle reconciliations, exceptions analysis, and produce necessary reporting such as Communications/Observations, Insider Loan, Sales Transactions, etc.Desire to partner cross-functionally to remediate findings and strengthen internal controlsOther RequirementsPreferred 8+ years of progressive banking experience, with extensive commercial lending expertise3+ years with commercial lending software, such as AbrigoProven leadership experience overseeing credit administration and lending operationsStrong knowledge of commercial credit, underwriting, and portfolio managementStrong understanding of regulatory frameworks and supervisory expectationsBachelor’s degree in Business Administration, Finance, or related field; MBA or equivalent preferredExceptional leadership, communication, and decision-making skillsPhysical RequirementsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to sit in an office for extended periods and handle office functions. Extended periods of close vision to work on a computer required. Occasional need to lift up to 25lbs.Full-time, ExemptHybrid work arrangement possible.$200,000 - $300,000 annually