Associate Wealth Advisor / Financial Planner

Associate Wealth AdvisorSwad Wealth Management, LLC – Santa Rosa, CA (Hybrid)Swad Wealth Management is seeking an experienced Certified Financial Planner (CFP®) professional to join our growing firm as an Associate Wealth Advisor.This role is ideal for a financial planner with 3–5+ years of experience who enjoys deep analytical work, collaborating on client strategy, and building long-term relationships. You will work directly with the founder in delivering high-quality financial planning and client advice across all engagements.This is not a sales role. There are no marketing or business development responsibilities. The focus is on thoughtful, high-quality planning and helping clients make confident decisions.For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.Why Join UsMost financial planning roles today fall into one of two categories:1. Sales-driven environments where growth is tied to production and asset gathering2. Large firms where planning is fragmented, and advisors are removed from the full client relationshipThis role is different.At Swad Wealth Management, you will work directly with the founder in delivering comprehensive, relationship-driven financial planning to a small group of high-net-worth and retired clients.Autonomy-Work From Home: Option to work from home 2-3 days a week on average-No micromanagement, with a collaborative and supportive environment-Sabbatical: one month of paid leave every five yearsMasteryInstead of having to focus on company sales targets, you’ll have the opportunity to dive deep and master various areas such as: Financial life planning, Retirement income planning, Tax strategy & Roth conversion analysis, Estate and insurance planning, and more.PurposeWe intentionally work with a small number of clients so we can deliver meaningful, deeply personalized advice. You’ll build real relationships and help guide major life decisions, making a true impact on the people you serve.Career Progression & OpportunityThis role is designed to grow over time, with flexibility based on your strengths and interests.As you develop within the firm, you’ll have the opportunity to take on increasing responsibility in one of two directions:Lead Advisor Path: Take ownership of client relationships, lead meetings, and guide planning decisions.Planning Specialist Path: Focus more deeply on financial planning strategy, modeling, and analysis across the firm’s clients.Both paths are valued and play a critical role in delivering high-quality outcomes.For the right person, this can include transitioning into a lead advisor or planning specialist role within a relatively short timeframe as you take on increasing responsibility and grow into the position.We support continued growth through professional designations, advanced education, and ongoing development aligned with your interests.Role OverviewSupport the delivery of comprehensive financial planning by participating in client meetings, communicating with clients, and helping guide decisions across retirement, tax, insurance, estate, and cash flow planning. Build and maintain financial plans using tools like Income Lab and Holistiplan, analyze strategies, and prepare recommendations in advance of meetings.Serve as a key point of contact for ongoing client needs, ensuring timely follow-up and execution, including trades, withdrawals, and RMDs. Collaborate closely with the lead advisor and operations to implement strategies, maintain accurate client data, and continuously improve planning processes and technology.About the FirmSwad Wealth Management, LLC serves approximately 50 client households, primarily pre-retirees, retirees, and high-net-worth individuals.Our mission is to guide clients into and through retirement by helping them align their time, energy, and money with their purpose and passions. We deliver highly personalized advice across investments, tax planning, estate considerations, insurance, and the emotional aspects of money.We intentionally maintain a focused client base to provide deep, relationship-driven planning, not transactional advice.To learn more about our firm, visit www.swadwealth.com.QualificationsCFP® designation required3–5+ years of experience (5+ preferred)Experience with retirees and/or high-net-worth clients preferredStrong analytical and modeling skillsStrong communication skills: empathetic, clear, organized, and patientProactive and self-motivatedPreferred Experience (not required)Experience with planning and CRM tools such as Income Lab, Holistiplan, Salesforce, Orion, and Schwab. Exposure to trading and portfolio implementation is a plus. Strong Excel skills and familiarity with AI tools (e.g., ChatGPT) are also beneficial.Additional Credentials (optional)RLP®, EA, or CPAIdeal CandidateYou may be a great fit if you:Enjoy deep financial planning and strategyPrefer planning and client relationships over salesAre detail-oriented and highly organizedCommunicate clearly and empatheticallyAre proactive and comfortable working independentlyValue long-term client relationshipsCompensation & BenefitsInitial Base Salary: $95,000 – $120,000Bonus: Up to $10,000 based on performance including client feedbackSabbatical: one month of paid leave every five years3 weeks PTO (available after first 90 days)All major U.S. market holidays off (additional holidays considered)Retirement Plan: 401(k) with employer matchingHealth Insurance: Company covers 50% of premiumsCFP® renewal and continuing education coveredSupport for additional certificationsWhat This Role Is NotNot a sales positionNot a commission-based roleNot focused on asset gatheringThis role is for someone who wants to build a career in financial planning and client service.How to ApplyIf interested, please send your resume and a short (one minute or less) selfie video introducing yourself and explaining what interests you about this specific role. Please do not worry about editing this video or making it great. Please send this to Zack at: zack@swadwealth.comIf you send a video, we will respond promptly. If you don’t send a video, we won’t respond.