Pre Closing Specialist II
Job Description
BASIC PURPOSE: This position is responsible for performing pre-closing reviews of consumer and selected commercial loans and determining conformance with documentation requirements as well as bank credit policy standards and approval requirements. In addition, preparing loan closing packages for all BankFirst markets within defined turnaround time standards and ensuring adherence to prescribed compliance requirements.PRINCIPLE ACCOUNTABILITIESVerify loan documents required to support approved terms and conditions, including reviewing entity and collateral documentation, lending authorities, and adherence to terms, pricing and conditions approved by senior-level management and/or bank loan committees.Prepare documentation for all new, renewal and modified loans, including consumer and non-real estate commercial loans, utilizing the bank's internal documentation preparation software.Produce complete, accurate and enforceable loan document packages, including promissory notes, loan agreements, security agreements, financing statements and all necessary documents for collateral lien perfection.Assist with third-party services, including UCC filings and searches, flood determinations, Secretary of State standings and other external documentation as requiredServe as a resource to all bank lending personnel and loan support areas by providing guidance and/or consultation on any documentation, policy or procedural issueNotify lenders of potential problems and make recommendations for resolution of problems or conflicts associated with loans and/or collateralParticipate in training sessions, webinars and/or projects relating to pre-closing and complianceProvide support to Department Manager and assist with the execution and implementation of bank initiatives and the training of bank lending personnelEDUCATION, EXPERIENCE, SKILLSMinimum of two (2) years of work experience in consumer and commercial loan documentation, with LaserPro experience preferredBroad knowledge in loan compliance and regulatory requirements, with strong understanding of loan documentation for consumer and non-real estate commercials loansSuperior attention to detail and accuracyStrong written and oral communication skillsEffective organizational and time-management skillsAbility to handle heavy volumes of work under pressure in a deadline-driven environmentProficient PC and technical skills necessary to perform related job dutiesAbility to set, manage, monitor and achieve completion of project and closing deadlinesStrong critical thinking and decision-making skillsBankFirst is an EO employer- M/F/Veteran/Disability