Head of Finance (Remote)
About RidepandaRidepanda partners with leading employers like Amazon, Google, and OpenAI to offer e-bike and scooter subscriptions as an employee benefit. Our mission is to make commuting fun, healthy, and sustainable - helping more people replace car trips with joyful, everyday rides.We are building a category-defining, asset-heavy subscription business- and capital efficiency is core to how we scale.The RoleWe're hiring a Head of Finance to own and architect Ridepanda's financial engine as we scale.This role is highly focused on asset-backed / structured financing - designing and executing capital strategies (e.g., warehouse lines, sale-leasebacks, equipment financing) that allow us to efficiently fund and scale our asset base.You'll work closely with the CEO and leadership team across ops, growth, and partnerships. This is a hands-on operator role, not just traditional FP&A.What You'll DoCapital Strategy & Financing (Core)Own and drive Ridepanda's capital strategy, with a focus on asset-backed / structured financingStructure and execute financing solutions (warehouse lines, sale-leasebacks, equipment financing, etc.)Build and manage relationships with lenders, debt providers, and capital partnersOptimize cost of capital, advance rates, and financing terms as we scaleMonitor and manage covenants, liquidity, and capital efficiencyAsset & Unit EconomicsBuild and own models across the full asset lifecycle: procurement, deployment, utilization, servicing, and residual valueDevelop deep understanding of unit economics, payback periods, and cohort performancePartner with ops to improve asset utilization, lifecycle management, and cost efficiencyFinancial Planning & AnalysisLead forecasting, budgeting, and long-range planningBuild and maintain cohort-based and scenario-driven financial models (growth, seasonality, churn, utilization)Drive insights and decision-making across pricing, expansion, and operationsCash & Liquidity ManagementOwn short- and long-term cash planning (including 13-week cash flow)Align inventory, procurement, and financing strategy to avoid liquidity constraints during growthEquity & Strategic FinanceSupport equity fundraising and investor relations as neededPartner with leadership on strategic initiatives, partnerships, and new marketsAccounting & OperationsOversee accounting, reporting, and financial operations (in partnership with external/internal resources)Ensure financial rigor as we scale (controls, reporting, systems)Who You Are7+ years of experience in finance, with strong exposure to asset-backed / structured financeExperience with warehouse facilities, equipment financing, leasing, or similar asset-heavy modelsStrong operator mindset- you've built models and executed deals yourself, not just managed teamsDeep understanding of unit economics, cohort modeling, and capital efficiencyComfortable working in a fast-paced, hands-on startup environmentAbility to translate complex operational dynamics into clear financial strategy and lender narrativesStrong plus:Experience in mobility, fintech, climate, or other asset-heavy businessesBackground in structured finance, lending, or relevant roles in IB/PE with direct deal executionExperience scaling a company through rapid growthWhy This RoleThis is a rare opportunity to build the financial backbone of a fast-growing, asset-heavy business where capital strategy directly drives growth.You'll play a critical role in helping Ridepanda scale to tens of thousands of riders- and get the next 10% of people in cities onto bikes.Benefits :Employer-covered healthcare, including medical insurance with 100% premium coverage401k plan without matchFlexible paid time off to prioritize well-being and work-life balanceFlexible work arrangements to accommodate individual schedules and prioritiesInclusive and diverse workplace culture that values all employees' unique perspectives and talentsYearly company and team off-sitesRidepanda Bike Benefit