Commercial Credit Administrator and Troubled Asset Coordinator

Take a leap and join our team!At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.Get to know us: About - Gesa Credit UnionRole Summary:The Commercial Credit Administrator and Troubled Assets Coordinator will be responsible for the review of credit submissions for Commercial Banking as well as the day-to-day management of special assets/troubled credits. This position will also provide mentoring and training to underwriters as needed ensuring processes are understood and followed. Additionally, this role will conduct financial reviews, assist with audit requirements, and monitor/follow up on the collection of past due loans.What You Will Be Doing:Review commercial and SBA loan submissions to ensure credit underwriting standards are maintained to align with the commercial credit culture, risk tolerance and concentration limits of the credit unionConduct on-going reviews of the credit union’s portfolio through the annual credit review process to proactively identify potential credit risk and/or signs of deterioration within the commercial and SBA portfoliosConduct financial statement spreading reviews for consistency and accuracy within the underwriting processMonitoring of Asset Based lines of creditContribute to the mentoring and training to credit underwriters Monitoring and follow up for collection of past due commercial and SBA loansQuarterly development, follow up and monitoring of problem loan reportsProvide recommendations for adjustments to risk grading commercial and SBA creditsCompletion and monitoring of covenant waiversPartner with internal and external legal counsel to facilitate the work out troubled assets for timely and effective resolutionContribute toward all required audit and exams including regulatory examiners, third party loan reviewers and auditors, internal audit, and internal quality assurance and quality control teamsWork effectively and collaboratively across all commercial and credit union departmentsProvide recommendations based on analysis of current workflows and achievable process improvementsMaintain understanding of all internal credit union guidelines & policies as well as all state and federal requirementsKeep abreast of national and local economic newsMaintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalismDisplay leadership values such as mutual respect, honesty, trust and dignity, and act in the best interest of the credit unionAbout You:Exceptional attention to detail and accuracy in commercial credit and documentationStrong analytical skills to assess credit risk and develop data-driven decisionsPrioritize, organize and respond to multiple tasks and competing requestsAbility to consistently present a professional demeanor and image to internal and external membersExcellent customer service attributesEffective communication of ideas and information, both orally and in writingPromote and participate in a cohesive team environmentQualificationsWhat You Will Need:Bachelor’s degree in finance, accounting, or a related field preferredMinimum of five (5) years of commercial lending experience, credit administrative and/or experience with troubled/special assets preferredMinimum of seven (7) years of experience in the financial services industry preferredThorough working knowledge of the financial services industry including business cash flow, lending policies and procedures, financial statements, and credit analysisProficient with standard office equipment, computer hardware and software, and Microsoft programsOur Team Member Value Proposition:In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:Competitive Pay Medical, Dental, Vision, and Life Insurance 20 days/year of Paid Time Off – Plus 10 Paid Holidays! 401(k) Match Incentive Program Tuition Assistance and Student Loan Repayment Commuter Benefits Paid Time Off to Volunteer in the Community Product discounts Engaging Work Environment Rewards and Recognition Programs Full Salary Range:Spokane, WA: $97,069.57-$161,782.61Vancouver, WA: $103,246.72-$172,077.87Renton, WA: $117,365.93-$195,609.89While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"Get wise to what’s possible with a career at Gesa. Join us!We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.Selected candidate(s) must be able to pass a pre-employment credit/background check.Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.Equal Employment Opportunity (gesa.com)