Credit Analyst/Sr. Credit Analyst (Jacksonville)

Triad Financial Services is a leading provider of financial services and solutions, serving clients worldwide. We are seeking a highly motivated and skilled Credit Analyst or Senior Credit Analyst to join our growing team. Essential Functions:  Experience in commercial credit analysis and documentation of commercial credit lines Strong analytical skills and knowledge of commercial finance transactions Credit Underwriting: Gather required documents and additional information needed to process and review new loan applications, request for existing accounts, and handle annual renewals. Spread and analyze business financial statements, tax returns and other supporting documents used in providing credit recommendations. Work with Credit Manager, Account Manager, VP and CCO of Commercial Credit team. Documentation: Complete Legal Documents required for approved Retailer Credit Lines Collect all conditions of Approval from Retailer Minimum Qualifications:  Bachelor’s degree in finance or accounting preferred Recent college graduate looking for entry level position in a growing company Some prior work experience in financial services industry preferred but not required Familiarity with concepts, procedures and processes typically used in finance Quick learner of the proprietary computer system used to manage and underwrite the accounts Preparation or ability to review documents and reports using Microsoft Office based products Good organizational, clerical, numeric, oral and written language skills Knowledge of customer service principles and practices E xperience in commercial underwriting for a Regional or National Bank (2+ years); Versed in Commercial Real Estate underwriting (preferred, not required) Experienced in underwriting deals in excess of $1,000,000 Expected to be able to calculate DSCR, Liquidity, Working Capital, Leverage, LTV based on financial statements Familiarity with corporate tax return analysis Capable of creative writing/narrative building to relay the request, risk assessment, and analysis to approval committee Commercial Underwriting experience Physical Demand:  Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards Must be able to talk, listen and speak clearly on telephone Able to sit at a work station for prolonged periods of time Compensation details: Yearly Salary PI f-